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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18447)

Brilliant all-round savings tool

I first came across chip 2 years ago. The app has constantly been developed and improved and now it is a well function app with a great user interface. Chip has helped me and others save up significantly more than we would’ve otherwise and now has a market-leading savings account, investment platforms as well as their AI auto-save features. Chip would be a worthy winner of this award. Reviewed on: 10th March 2021

Beautiful app, great service

App is a pleasure to use, it looks nice and is wonderfully simple. The devs add features regularly and the customer service is friendly and easy to get in touch with. Points deducted for occasional bugs Reviewed on: 10th March 2021

Easy to use

Has encouraged me to save more money than I had been - so definitely a win from me! Reviewed on: 10th March 2021

Fantastic

This was simple to set up and easy to use. It is great to just put small amounts aside and they soon add up. Great both automatic and manual savings Reviewed on: 10th March 2021

Smart app to save you some dollars

At the start, I wasn’t so sure about opening a chip account as I didn’t trust the fact everything was done over an app. The new technology convinced me thou how well this app is running. I’m saving so much money with them, always someone available to speak with and help. They have many options, promotions and still help me to save extra dollars for holidays Without noticing it. I would definitely recommend it Reviewed on: 10th March 2021

Great service

Chip has supported me to manage my families finances much more effectively, gamifying the activity has actually made the activity fun as opposed to dry and boring! Reviewed on: 10th March 2021

Super easy and accessible to use!

I love Chip - the interface is so user friendly and the app is super easy and accessible. If ever I have a question about navigating the app or the services Chip are literally on the other end of a messenger service! It’s great! P.s. I love the emoji’s! Reviewed on: 10th March 2021

Fantastic money saving

Prior to using chip I was never very good at saving money. I have found much success though using the chip app. The money saving ai is a great feature! One of the best things I can say about chip is the customer service is phenomenonal, the few issues I've had have been resolved promptly by the friendly staff Reviewed on: 10th March 2021

Taking the Hassle out of Saving

I have been using Chip since 2019, and in that time I’ve saved over £6,000. Never before have I been able to save this amount of money, and I’ve only achieved that through Chips autosave function, the money comes out of my account without me even having to think about it. Since doing this, I’ve paid for two holidays, build up an emergency fund and have still paid for my regular bills and outgoings. Chip - you are awesome. Reviewed on: 10th March 2021

Amazing app for automatic savings and smart investments

The Chip app AI makes it super convenient and hassle-free to put some money aside every month without having to even think about it! The savings can pay market-leading interest rates or can be automatically invested, depending on preferences. Reviewed on: 10th March 2021

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