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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

A moment of realisation

I've never been a good saver, but on a whim I heard about Chip (possibly through tube advertising? I feel like I was on a train at the time!) and I downloaded the app. It has literally transformed my view of savings and how much expendable income I do have. The algorithm works to ensure I'm saving what I can afford and I'm never left short in my current account at the end of the month. It is super easy and quick to withdraw funds, although I'm now challenging myself to keep my little nest egg growing. They communicate regularly and are always responsive when I reach out with questions. I love how dynamic they are with their new products and opportunities and I feel part of a community with Chip. Reviewed on: 10th March 2021

Makes saving a doddle!

Fantastic App, makes saving so easy - thanks Chip! Great customer service - very easy to use. Reviewed on: 10th March 2021

Simple

Easy access, simple interface, clear products Reviewed on: 10th March 2021

Excellent little savings app!

Excellent for putting away the spare change and only getting better with the addition of investment features! Reviewed on: 10th March 2021

Simpl saving

Easy access saving, good rate of interest , simple to use . What more could one want ? Reviewed on: 10th March 2021

Super company, progressive customer-focussed

Chip are a joy. A refreshing change in the banking sector, with customers very clearly at the centre of everything they do. Reviewed on: 10th March 2021

Amazing Chip

It’s so easy to set up and save, I don’t even notice. I have never managed to save until I started using Chip! When I need to reduce or pause a save it’s also so quick and easy. Whenever I’ve reached out to customer service (within the app on a chat) they have been super quick at responding and helpful! Reviewed on: 10th March 2021

Brilliant savings

Chip is a fantastic app, I've recommend it to everyone!. I've managed to save so much through the app, helping me save for buying my first home, to buying my wedding dress or helping me save for my next cheeky takeaway. This app is amazing and is hassle free, I'm glad i found the app as its helped me loads Reviewed on: 10th March 2021

Best savings app

I couldn’t look back at using another app, one that is clear and understanding to use I am saving up for my own future and chip is helping me do that with its clever designed saving tools. I find chip is the best on the market to help you save and finance your budgets Reviewed on: 10th March 2021

Helps me save

The app is very easy to use and helps me save without me knowing. It also gives me a better interest rates than other banks. I can also access my money easily. Reviewed on: 10th March 2021

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