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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Effortless saving

Have saved a lot of money without even realising thanks to the way Chip works. Also best interest rate for an instant access account out there Reviewed on: 10th March 2021

Changed my life.

I couldn’t save until Chip came along. Now I have bought my first house, a new car and have a nice savings pot. Chip has enabled me to change my mindset and become stronger financially. Reviewed on: 10th March 2021

Simple and easy to use

I love Chip, it is such a fantastic and easy way to save money. I would highly recommend this to anyone who isn't good a budgeting and can just let this app get on with working it all out for you. Reviewed on: 10th March 2021

Helped me save loads

Chip came in so handy last year when I dog needed surgery. I had been using the app for a while so had been able to save most of the money need for this. Previous I had never been a regular saver, now I do it all the time without noticing! Reviewed on: 10th March 2021

Easy way to save!

The app helps me to save by transferring spare cash here and there. It also offers the best savings interest rate to current customers before new customers. Males a refreshing change! Reviewed on: 10th March 2021

Brilliant all-round savings tool

I first came across chip 2 years ago. The app has constantly been developed and improved and now it is a well function app with a great user interface. Chip has helped me and others save up significantly more than we would’ve otherwise and now has a market-leading savings account, investment platforms as well as their AI auto-save features. Chip would be a worthy winner of this award. Reviewed on: 10th March 2021

Beautiful app, great service

App is a pleasure to use, it looks nice and is wonderfully simple. The devs add features regularly and the customer service is friendly and easy to get in touch with. Points deducted for occasional bugs Reviewed on: 10th March 2021

Easy to use

Has encouraged me to save more money than I had been - so definitely a win from me! Reviewed on: 10th March 2021

Fantastic

This was simple to set up and easy to use. It is great to just put small amounts aside and they soon add up. Great both automatic and manual savings Reviewed on: 10th March 2021

Smart app to save you some dollars

At the start, I wasn’t so sure about opening a chip account as I didn’t trust the fact everything was done over an app. The new technology convinced me thou how well this app is running. I’m saving so much money with them, always someone available to speak with and help. They have many options, promotions and still help me to save extra dollars for holidays Without noticing it. I would definitely recommend it Reviewed on: 10th March 2021

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