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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great service

Chip has supported me to manage my families finances much more effectively, gamifying the activity has actually made the activity fun as opposed to dry and boring! Reviewed on: 10th March 2021

Super easy and accessible to use!

I love Chip - the interface is so user friendly and the app is super easy and accessible. If ever I have a question about navigating the app or the services Chip are literally on the other end of a messenger service! It’s great! P.s. I love the emoji’s! Reviewed on: 10th March 2021

Fantastic money saving

Prior to using chip I was never very good at saving money. I have found much success though using the chip app. The money saving ai is a great feature! One of the best things I can say about chip is the customer service is phenomenonal, the few issues I've had have been resolved promptly by the friendly staff Reviewed on: 10th March 2021

Taking the Hassle out of Saving

I have been using Chip since 2019, and in that time I’ve saved over £6,000. Never before have I been able to save this amount of money, and I’ve only achieved that through Chips autosave function, the money comes out of my account without me even having to think about it. Since doing this, I’ve paid for two holidays, build up an emergency fund and have still paid for my regular bills and outgoings. Chip - you are awesome. Reviewed on: 10th March 2021

Amazing app for automatic savings and smart investments

The Chip app AI makes it super convenient and hassle-free to put some money aside every month without having to even think about it! The savings can pay market-leading interest rates or can be automatically invested, depending on preferences. Reviewed on: 10th March 2021

Amazing Savings Product via Functional, Easy to Use App, Great Customer Service too!

I have recommended many family and friends to use Chip and have taken up any advancements Chip have made such as Chip +1 and love the app, how it works, how easy it is to save and how straightforward the processes are. Would recommend this app to everyone regardless of how good you are with money, it can help all types of saver. Reviewed on: 10th March 2021

User friendly way to save

Chip makes it easy for me to save small amounts through the year meaning I can relax when it comes to spending on things my family want. Reviewed on: 10th March 2021

Convenient saving

I like that it calculates savings automatically based on what I can afford, very happy with the service Reviewed on: 10th March 2021

Best savings rate and UX

Really simple to set up and use making getting the best savings rate around fast and painless. Reviewed on: 10th March 2021

Very easy with good rates

Just a really easy app, gives you loads of info, safe and with good rates (comparatively) Reviewed on: 10th March 2021

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