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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy savings!

Makes saving so much easier - don't even need to think about it. Reviewed on: 10th March 2021

Fun fast efficient

Savings happen with a breeze and you feel in control at all times . Money is back to your account super quick when needed Reviewed on: 10th March 2021

Fab for saving money!!

Have saved £12000 so far without even trying. Couldn’t be without it! Reviewed on: 10th March 2021

So easy

It’s so easy to save money with chip. I can make manual or automatic transfers and my savings are now increasing every month. It’s easy to access my money and I get a great saving rate with my account. What is there not to like! Reviewed on: 10th March 2021

Auto saves

Chip auto saves allows you to put money aside by working out how much you can afford to save. Reviewed on: 10th March 2021

Good Bank

They're a bank! Oh yes, they are a bank! Reviewed on: 10th March 2021

SUPERB

I started using Chip to put small unnoticeable amounts of money aside for a rainy day, now its the place I save all my money. The interest rates are brilliant accompanied with ease of access to a choice of accounts. We'll done to all the team at chip! Reviewed on: 10th March 2021

Easy way to save money

Takes out of your mind the worry of saving with their AI and also gives you a clear view of your goals Reviewed on: 10th March 2021

So easy to use and save

The app is very easy to navigate, transfers savings at a manageable rate according to your disposable income. Retrieving money couldn’t be simpler and the team are always very responsive if there’s an issue Reviewed on: 10th March 2021

Automagic

I stumbled upon Chip when I was looking for a good savings account to build up an emergency fund. The reviews were already good then and, after doing some calculation, I found that for the amount I'd like to save up, the 1.25% bonus from Chip will still heavily outweigh the current average savings account rate despite the £5000 cap and account fee! No hassle, none of that "first-time customer" bait, just plain, fair terms. And the automation is just great! I really like that Chip's AI, after studying my account history, just knows when and how much to pinch off into the saving's account and does it automagically, just letting me know by mail that it's made a save. It's really satisfying and a joy to see money being saved up without having to remember to do it. I'm definitely hooked and definitely interested to see what else they can offer in terms of further investments, what with the upcoming ChipX platform! Reviewed on: 10th March 2021

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