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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

innovative and easy to use - fantastic!

5
I've saved so much through the Chip savings app over the last 12 months. The app is so easy to use - you just set your savings level and chip just does it's thing in the background, doing the hard work of calculating what you can afford to save so you don't have to. And now a returns platform is available so I can make money on what I save with Chip! Reviewed on: 10th March 2021

Excellent idea

5
Been saving with Chip for some time- can set your level- don't notice the money from my account yet saved a lot Easy access if you need your cash. Just introduced savings scheme incl. Interest. Brilliant. Reviewed on: 10th March 2021

Great app to save and have running along in the background

3
Very light touch and keeps saving without you thinking about it. Great to have in the background for rainy days, holidays or one off treats! Reviewed on: 10th March 2021

Helped us control spending

5
This app has changed how we spend massively! We have saved a huge amount without even realising it or noticing it going out. This app is amazing Reviewed on: 10th March 2021

Easy, Fast and Money-Saving

5
With the best savings interest rates on the market, Chip are streets ahead of competitors. Their flexibility to save money at the click of a button (and also to skip any saves when needed) has for me, emerged as the strongest FinTech on the market. Reviewed on: 10th March 2021

great tool for saving!

5
helps you save, easy to use and lots of options for saving Reviewed on: 10th March 2021

Easy to use. Great interest rate for easy access account.

5
Great user friendly app. Easy to deposit withdraw and save. Great all rounder. Reviewed on: 10th March 2021

Modern, Innovative and Exciting

5
I have been on board since day one. I was sick of the big banks taking their customers for granted. Hopefully one day they will follow in Chip's footsteps and put their customers first. Reviewed on: 10th March 2021

Convenient effective simple

4
Excellent way to save without even realising you're doing it. Reviewed on: 10th March 2021

Great idea - works really well

4
The chip app is easy to use and very clever. Does the saving so I don’t have to think about it! Reviewed on: 10th March 2021

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