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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
7667% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great tool to help anyone looking to save

5
Chip has helped me save significant amounts for all kinds of things—trips, projects, you name it. It’s a great tool and one that everyone should be benefitting from Reviewed on: 10th March 2021

Easy way to save

4
App works really well, the savings go out and you don't even notice. Until, you check out your account and realize you've had a windfall! Reviewed on: 10th March 2021

Simon says simple savings

4
You set the goals and then sit back and watch them be chipped away at autonomously #easyas123 Reviewed on: 10th March 2021

Life Saver!

5
I’ve always struggled with saving, but thanks to chip that’s no longer the case! Easy to use and safe, I feel confident I’m in good hands. Reviewed on: 10th March 2021

New AI based saving app

5
Great way to use AI to help saving based on your activity and now it has 1.25% interest which is fab! Reviewed on: 10th March 2021

The easiest and most fun way to save

4
I've used chip for years now and have managed to save a substantial amount without even noticing which is amazing! The chatbot is really useful to update you on your ongoing saves in case you need to withdraw, pause etc, and they come across as a really fun and lighthearted means of banking - particularly love their gifs! They continually refresh the platform with new savings opportunities and have a clear and easy interface to enable you to see and reach your goals. I couldn't recommend them enough! Reviewed on: 10th March 2021

Great savings app

5
It’s an intuitive app that takes the pain out of saving. Good rates of interest and simple to use. I love it. Reviewed on: 10th March 2021

Best savings app I used!

5
I recently switched to this app after the old one I used stopped offering save to save and other saving techniques. This app has helped me to save smartly and has very useful pots to help with tracking. Reviewed on: 10th March 2021

Makes saving a dream

5
chip makes saving so easy. I dont have to think about anything and I can adjust the level of savings if i really need to but never have as its been set just right. Reviewed on: 10th March 2021

Savings

5
Number 1 for interest rates. Lots of ways to invest. Reviewed on: 10th March 2021

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