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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
7667% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Effortless saving...

5
Easy to set up, works very well once you have set the parameters that work for you. Market beating interest rates and constant product enhancement and development. All a round great service Reviewed on: 10th March 2021

A good Chip on your shoulder!

5
Like an angel on one shoulder, Chip is always working away in the background to make affordable savings without you feeling it. This app has enabled me to save more money than I'd budgeted for in a month and is always looking for additional products with the saver in mind. Reviewed on: 10th March 2021

What an excellent way to save!

5
Easy to work with, easy to manage, best way to save ever! Reviewed on: 10th March 2021

Fantastic Saving App!!!

5
A saving app that does exactly what it should, simple interface and easy to use with the best saving % return without any contracts or ties. Also it has great features such as automatic payday saves, investment shares etc. Definitely recommend!!! Reviewed on: 10th March 2021

Easy and intuitive

5
Helps me save without having to think about it: I don't miss what gets saved and I have a rainy do fund when I need it! Reviewed on: 10th March 2021

Very good . Disruptive

5
Better than any bank saving . The rates are very good. Looking forward to their new investing features too. Chop cares about being the best but offering the best service too Reviewed on: 10th March 2021

Easy & Smart

5
The easiest way to track my savings, work out where i could save more AND make easy withdrawls if I need to. The perfect easy access ISA Reviewed on: 10th March 2021

The only place to get decent rates!

5
Happy with 1.25% on up to 2 grand. Had a bit of trouble getting funds out immediately at first but all good. Reviewed on: 10th March 2021

So easy to use

5
Chip has really helped me manage my money, it's so easy and quick. Has also helped me save money. Reviewed on: 10th March 2021

Easy to use, easy access and great rates

5
Chip has been so easy to set up and use and the app is super simple. They have great savings rate and you can track any bonuses you have on the app too! Reviewed on: 10th March 2021

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