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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

7667% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Convenient

Very user friendly, good customer service. Reviewed on: 10th March 2021

So easy!

Really simple to set up and use the app. Has a user friendly interface and everytime I've had to speak to customer services, they've been super helpful and friendly! The interest rate is also nice, helps earn a little extra on my savings:) Reviewed on: 10th March 2021

A great savings app

Chip is great, I was initially drawn to it by the competitive interest rate it could offer me on my savings but quickly learned to love the autosave feature which I find saves me much more money than other methods such as round up. Reviewed on: 10th March 2021

Saving made easy - really!

Chip is great as it automatically makes saves for you, that you can easily cancel / amend if you can't afford it at that time. It's been great for me as it moves small amounts that soon accumulate and remove them from temptation in my current account! Reviewed on: 10th March 2021

Good app, but withdrawals can take a while

Generally a good app for saving with a good interest rate offered, but can take a couple of days to invest or withdraw money. So need to make sure to plan ahead. Reviewed on: 10th March 2021

Fantastic and user friendly

Chip has enabled me to save for Both a house and numerous holidays barely noticing the money go out with it’s amazing algorithm! It is user friendly and I love it! Reviewed on: 10th March 2021

Helping hand

Since joining Chip, I have managed to save over £20,000!!! This has helped me to move house and afford various things, that I would otherwise not have. It has been a wonderful way to save without thinking about actually having to save. Reviewed on: 10th March 2021

Good rate, but the app has some fiddly bits

Chip offers a good savings rate, but getting the account set up in the first place can be a bit fiddly; I found it tricky to find out how to switch off the auto-save feature and ensure I wasn't being charged a monthly fee. Once that was sorted, though, it's easy to transfer in money to the account. Reviewed on: 10th March 2021

Best savings app available

With the leading market interest rate, easy to use app and upcoming access to investments, chip is easily the best app to have if you are looking to save and build a fund for the future. Reviewed on: 10th March 2021

Saving without thinking

I was a little dubious about Chip at first but a few months in, I have saved more than I thought possible. Fabulous concept ..... Reviewed on: 10th March 2021

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