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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

The easiest and most fun way to save

4
I've used chip for years now and have managed to save a substantial amount without even noticing which is amazing! The chatbot is really useful to update you on your ongoing saves in case you need to withdraw, pause etc, and they come across as a really fun and lighthearted means of banking - particularly love their gifs! They continually refresh the platform with new savings opportunities and have a clear and easy interface to enable you to see and reach your goals. I couldn't recommend them enough! Reviewed on: 10th March 2021

Great savings app

5
It’s an intuitive app that takes the pain out of saving. Good rates of interest and simple to use. I love it. Reviewed on: 10th March 2021

Best savings app I used!

5
I recently switched to this app after the old one I used stopped offering save to save and other saving techniques. This app has helped me to save smartly and has very useful pots to help with tracking. Reviewed on: 10th March 2021

Makes saving a dream

5
chip makes saving so easy. I dont have to think about anything and I can adjust the level of savings if i really need to but never have as its been set just right. Reviewed on: 10th March 2021

Savings

5
Number 1 for interest rates. Lots of ways to invest. Reviewed on: 10th March 2021

Effortless saving...

5
Easy to set up, works very well once you have set the parameters that work for you. Market beating interest rates and constant product enhancement and development. All a round great service Reviewed on: 10th March 2021

A good Chip on your shoulder!

5
Like an angel on one shoulder, Chip is always working away in the background to make affordable savings without you feeling it. This app has enabled me to save more money than I'd budgeted for in a month and is always looking for additional products with the saver in mind. Reviewed on: 10th March 2021

What an excellent way to save!

5
Easy to work with, easy to manage, best way to save ever! Reviewed on: 10th March 2021

Fantastic Saving App!!!

5
A saving app that does exactly what it should, simple interface and easy to use with the best saving % return without any contracts or ties. Also it has great features such as automatic payday saves, investment shares etc. Definitely recommend!!! Reviewed on: 10th March 2021

Easy and intuitive

5
Helps me save without having to think about it: I don't miss what gets saved and I have a rainy do fund when I need it! Reviewed on: 10th March 2021

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