Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

7667% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Efficient and easy!

Great customer service that was quick and friendly. Simple app with different options to chose from and great saving rates Reviewed on: 10th March 2021

Great bonus rate and a decent auto saver

I've enjoyed building up my savings with automatic payments. It's done in such a way that you won't even notice it's happening! Reviewed on: 10th March 2021

A savings coach in my pocket

A super smart union of personal finance and technology. Chip has freed up a part of my brain and time, squirrelling away cash on my behalf. I have a reserve now that I just wouldn’t of had if it was left to me to organise. Genius! Reviewed on: 10th March 2021

Helps me save

I've been a student for a long time and it's hard to save, Chip figures out how much I can save with me and does it painlessly for me. Due to the app I was able to save to buy a proper mattress which saved my sleep! Reviewed on: 10th March 2021

Simple Saver

Chip has helped me get over the hump of savings. The small amounts every week make the task seem less daunting and the gradual review of your total seems like a small win every time. With Chip, savings becomes addictive! It’s really helped me change my attitude towards and behaviour with saving money. Reviewed on: 10th March 2021

The best app for me

I’ve been using chip for a couple years now and it is such an easy and efficient app to use. By it only taking a set amount each month I can save a decent amount without realising. I’ve never had any trouble with it and have recommended it to all my friends. The apps design is simple yet effective enough that anyone can use it. Reviewed on: 10th March 2021

Great

Does what it says on the tin...and helps me fill it up with savings Reviewed on: 10th March 2021

Chip has helped me to save without any pain!

Using the chips savings app has help me to save little bits of money On a regular basis without me even knowing. It’s always a nice surprise when I look in my account and see that there is a nice chunk of money in there now. Very simple and easy to set up. Painless all round Reviewed on: 10th March 2021

CHIP sorted my savings out

Really pleased to be using CHIP, it is beyond doubt that I am saving more and reducing unnecessary spending, the service gets on with it in the background, but the app is straightforward and informative when it's needed. Reviewed on: 10th March 2021

Uncomplicated saving

I've been with Chip for quite sometime now and preciously, I hadn't been able to save any substantial amount of money. I love Chip for the simple fact it does all the hard work for you, shifting realistic sums of money into your savings account. It's barely noticeable and if for whatever reason the amount being requested by Chip is too much, you have the easy option of reducing that sum or skipping. Simple. The 1.25% interest rate is absolutely amazing, which I've taken advantage of straight away. All in all, a great Banking App. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Smart Bill 4.31 from 7 reviews
Home Savings App
from Nude 4.60 from 5 reviews
Curve Card
from Curve 3.65 from 95 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub