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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Very good . Disruptive

Better than any bank saving . The rates are very good. Looking forward to their new investing features too. Chop cares about being the best but offering the best service too Reviewed on: 10th March 2021

Easy & Smart

The easiest way to track my savings, work out where i could save more AND make easy withdrawls if I need to. The perfect easy access ISA Reviewed on: 10th March 2021

The only place to get decent rates!

Happy with 1.25% on up to 2 grand. Had a bit of trouble getting funds out immediately at first but all good. Reviewed on: 10th March 2021

So easy to use

Chip has really helped me manage my money, it's so easy and quick. Has also helped me save money. Reviewed on: 10th March 2021

Easy to use, easy access and great rates

Chip has been so easy to set up and use and the app is super simple. They have great savings rate and you can track any bonuses you have on the app too! Reviewed on: 10th March 2021

Convenient

Very user friendly, good customer service. Reviewed on: 10th March 2021

So easy!

Really simple to set up and use the app. Has a user friendly interface and everytime I've had to speak to customer services, they've been super helpful and friendly! The interest rate is also nice, helps earn a little extra on my savings:) Reviewed on: 10th March 2021

A great savings app

Chip is great, I was initially drawn to it by the competitive interest rate it could offer me on my savings but quickly learned to love the autosave feature which I find saves me much more money than other methods such as round up. Reviewed on: 10th March 2021

Saving made easy - really!

Chip is great as it automatically makes saves for you, that you can easily cancel / amend if you can't afford it at that time. It's been great for me as it moves small amounts that soon accumulate and remove them from temptation in my current account! Reviewed on: 10th March 2021

Good app, but withdrawals can take a while

Generally a good app for saving with a good interest rate offered, but can take a couple of days to invest or withdraw money. So need to make sure to plan ahead. Reviewed on: 10th March 2021

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