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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

7667% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

The Wow of saving Apps

What an amazing and effortless way to save. The app is so easy and user friendly and makes it fun and before you know it you've met you saving goals. Reviewed on: 10th March 2021

Easy to Use

Automates saving and provides a good savings rate. Reviewed on: 10th March 2021

The best there is!

I could not recommend Chip enough. As someone who struggled to save before, I can honestly say they have enabled me to do so without even thinking about it! I am so grateful to them and will continue to recommend them to everyone I know. Thank you Chip! Reviewed on: 10th March 2021

Changed my spending and saving habits completely

I've been able to. pay off credit card debt without even really noticing - it is very motivating and has changed how I handle money completely. I've gone from someone always *trying* to save to someone who has. savings and is active in trying to build them, I credit this. completely to the app. Easy to use, intuitive and life changing. Reviewed on: 10th March 2021

So easy to use

Really good experience using chip, have recommended to friends and family. Reviewed on: 10th March 2021

Market Leading Interest Rate

1.5% for deposits up to £5000 is really good for a smaller saver. Reviewed on: 10th March 2021

Super easy, very friendly, slick app.

I've been with Chip since near their beginnings and I've found the following: The app is easy to use - once you're set up, you can auto-save and forget about it. The money piles up with you barely knowing about it. Any time I've had a query they get back to you in short order and with friendly advice and answers. The app itself is intuitive and simple to use. The new additions this past year have also made it a much better app and I'm getting bonuses! Nice! Reviewed on: 10th March 2021

Easy and simple

The app is really intuitive to use. Great concept superbly executed. Reviewed on: 10th March 2021

A great savings account

Chip is a smart and very easy way to save your money and gives a fab interest rate if 1.25% on up to £5K. I would highly recommend. ***** Reviewed on: 10th March 2021

Chip a Saving Gem

Chip lets me mange savings in a safe and very convenient way. I feel at ease with the transparency of moving money either myself or by the auto-save features. I am impressed how the auto-save prompts a reminder, allowing the user to either accept and do nothing but save or simply adjust the save or cancel within the app. The app also allows you to set the auto-save to your current level of affordability, and this can be adjusted at any point. I enjoy using the app and what it offers, i vote for chip! Reviewed on: 10th March 2021

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