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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fantastic and user friendly

Chip has enabled me to save for Both a house and numerous holidays barely noticing the money go out with it’s amazing algorithm! It is user friendly and I love it! Reviewed on: 10th March 2021

Helping hand

Since joining Chip, I have managed to save over £20,000!!! This has helped me to move house and afford various things, that I would otherwise not have. It has been a wonderful way to save without thinking about actually having to save. Reviewed on: 10th March 2021

Good rate, but the app has some fiddly bits

Chip offers a good savings rate, but getting the account set up in the first place can be a bit fiddly; I found it tricky to find out how to switch off the auto-save feature and ensure I wasn't being charged a monthly fee. Once that was sorted, though, it's easy to transfer in money to the account. Reviewed on: 10th March 2021

Best savings app available

With the leading market interest rate, easy to use app and upcoming access to investments, chip is easily the best app to have if you are looking to save and build a fund for the future. Reviewed on: 10th March 2021

Saving without thinking

I was a little dubious about Chip at first but a few months in, I have saved more than I thought possible. Fabulous concept ..... Reviewed on: 10th March 2021

Efficient and easy!

Great customer service that was quick and friendly. Simple app with different options to chose from and great saving rates Reviewed on: 10th March 2021

Great bonus rate and a decent auto saver

I've enjoyed building up my savings with automatic payments. It's done in such a way that you won't even notice it's happening! Reviewed on: 10th March 2021

A savings coach in my pocket

A super smart union of personal finance and technology. Chip has freed up a part of my brain and time, squirrelling away cash on my behalf. I have a reserve now that I just wouldn’t of had if it was left to me to organise. Genius! Reviewed on: 10th March 2021

Helps me save

I've been a student for a long time and it's hard to save, Chip figures out how much I can save with me and does it painlessly for me. Due to the app I was able to save to buy a proper mattress which saved my sleep! Reviewed on: 10th March 2021

Simple Saver

Chip has helped me get over the hump of savings. The small amounts every week make the task seem less daunting and the gradual review of your total seems like a small win every time. With Chip, savings becomes addictive! It’s really helped me change my attitude towards and behaviour with saving money. Reviewed on: 10th March 2021

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