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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

The best app for me

I’ve been using chip for a couple years now and it is such an easy and efficient app to use. By it only taking a set amount each month I can save a decent amount without realising. I’ve never had any trouble with it and have recommended it to all my friends. The apps design is simple yet effective enough that anyone can use it. Reviewed on: 10th March 2021

Great

Does what it says on the tin...and helps me fill it up with savings Reviewed on: 10th March 2021

Chip has helped me to save without any pain!

Using the chips savings app has help me to save little bits of money On a regular basis without me even knowing. It’s always a nice surprise when I look in my account and see that there is a nice chunk of money in there now. Very simple and easy to set up. Painless all round Reviewed on: 10th March 2021

CHIP sorted my savings out

Really pleased to be using CHIP, it is beyond doubt that I am saving more and reducing unnecessary spending, the service gets on with it in the background, but the app is straightforward and informative when it's needed. Reviewed on: 10th March 2021

Uncomplicated saving

I've been with Chip for quite sometime now and preciously, I hadn't been able to save any substantial amount of money. I love Chip for the simple fact it does all the hard work for you, shifting realistic sums of money into your savings account. It's barely noticeable and if for whatever reason the amount being requested by Chip is too much, you have the easy option of reducing that sum or skipping. Simple. The 1.25% interest rate is absolutely amazing, which I've taken advantage of straight away. All in all, a great Banking App. Reviewed on: 10th March 2021

The Wow of saving Apps

What an amazing and effortless way to save. The app is so easy and user friendly and makes it fun and before you know it you've met you saving goals. Reviewed on: 10th March 2021

Easy to Use

Automates saving and provides a good savings rate. Reviewed on: 10th March 2021

The best there is!

I could not recommend Chip enough. As someone who struggled to save before, I can honestly say they have enabled me to do so without even thinking about it! I am so grateful to them and will continue to recommend them to everyone I know. Thank you Chip! Reviewed on: 10th March 2021

Changed my spending and saving habits completely

I've been able to. pay off credit card debt without even really noticing - it is very motivating and has changed how I handle money completely. I've gone from someone always *trying* to save to someone who has. savings and is active in trying to build them, I credit this. completely to the app. Easy to use, intuitive and life changing. Reviewed on: 10th March 2021

So easy to use

Really good experience using chip, have recommended to friends and family. Reviewed on: 10th March 2021

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