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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

7667% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great app

Save money but by bit and also get a great percentage of bonus up to £5k. Also some great features Reviewed on: 10th March 2021

Best savings account around!

So much better than a bank, chip helps you save with good interest, regular banks don't seem like they want you to succeed but chip allows you to succeed! Reviewed on: 10th March 2021

Excellent rate for savers and good customer service.

Myself and my husband have opened these accounts, the savings rate is excellent and when I have needed to check things out I have had swift replies from customer service. Very happy with their product! Reviewed on: 10th March 2021

Saving made easy!

Chip has made my savings goals quick, easy and attainable! In a time where there’s so much uncertainty, I’m confident that by using Chip, my savings are safe and secure at all times. They make saving fun! Reviewed on: 10th March 2021

Best app out there

I only started using Chip last year but been mightily impressed so far. Not only are the saving rates being offered the highest out there at the moment (which is key factor). But the app layout & UX is great, making my banking experience easier and more enjoyable. Definitely recommend and excited to see their new investment products that are about to be released Reviewed on: 10th March 2021

Thinkless saving!

I've been using Chip for years now and what I love about it is how the amounts come from my bank account without me ever having to think about it - but it's not like a standing order, the algorithm cleverly calculates the correct amount to save so I never have to worry that too much is coming out of my account. My main purpose of saving is for my lease car deposits every 2 years and with Chip I've always managed to save more than enough to put those down. Reviewed on: 10th March 2021

Great app

I have been with hip for more than a year and love the fact that I regularly make automatic saving. I even open a Chip plus account. Their customer service is great too. Reviewed on: 10th March 2021

Easy savings

This app has made me save so much money. By taking a few pounds here and there I've saved so much. I don't even notice the money missing in my account. Its great that you can set this at a level that suits you Reviewed on: 10th March 2021

I LOVE Chip Savings App

Functional and user friendly app for savings with a more than competitive savings bonus’ and initiative features such as auto save which help you save even when you don’t realise you are doing so. I would recommend this app to anyone looking to save between £1k - £5k. Wonderful app. Reviewed on: 10th March 2021

Best rate and friends recommendations only

This product offers one of the best savings rates currently available and if you have the funds take advantage Reviewed on: 10th March 2021

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Chip: Savings App reviews

7667% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings App now

Chip Savings App reviews (18447)

Great app

Best savings account around!

Excellent rate for savers and good customer service.

Saving made easy!

Best app out there

Thinkless saving!

Great app

Easy savings

I LOVE Chip Savings App

Best rate and friends recommendations only

Do you have a different Chip product?

Want to see more from Chip?

Stocks & Shares ISA

Cash ISA

Instant access savings

Join Smart Money People

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