Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
7667% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Amazing app, pushes you to save

5
Love the interest rate, beating inflation Reviewed on: 10th March 2021

Saving without thinking!

5
Super easy to set up, you have different saving options to meet your needs and it works out how much you can afford to save, so it does all the thinking for you! It tells you how much it is planning on taking from your account and you have the option to cancel the save before it is taken. Customer service is helpful too if you have any queries. Reviewed on: 10th March 2021

Best saving app

5
Not only does Chip offer good interest rates but it’s auto-save function makes it the best savings app I’ve used. The simply way it pits aside money is brilliant - it now feels like I’ve saved enough money to go on holiday and through no effort of my own! Would heartily recommend, especially to those who struggle to put money aside! Reviewed on: 10th March 2021

Easy peasy app

5
Great little app. Simple, effective and foolproof. Highest interest rate on the market. Reviewed on: 10th March 2021

Chip Savings App

5
Easy to use app with a cleaver idea of using AI to help savers put away a little each month. Good reward. Great customer service Reviewed on: 10th March 2021

Brilliant app

5
I have been using chip for well over a year and have found it to be one of the easiest money saving platforms I have come across. Any changes or updates are always well informed and the interface is 100% user friendly with some added quirks which really appeal. Reviewed on: 10th March 2021

Great saving app

4
Great saving app with good rate. Would recommend for people with 5k of savings for a good interest rate. Reviewed on: 10th March 2021

So easy to use

5
Such an easy way of saving without really noticing, links up so easily Reviewed on: 10th March 2021

Chip

5
Get little savings app, easy to work and helped save alot of money I would have needlessly spent Reviewed on: 10th March 2021

Simple app, great customer experience!

5
Chip is a great savings app, choosing to trust in customers and offer a high interest rate on savings, making it the obvious choice for using to get towards big savings goals! The AI is a great way to save without trying, but is also optional, so you have the freedom to save in whichever way suits you best. Would definitely recommend! Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 256 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1035 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products