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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Market Leading Interest Rate

1.5% for deposits up to £5000 is really good for a smaller saver. Reviewed on: 10th March 2021

Super easy, very friendly, slick app.

I've been with Chip since near their beginnings and I've found the following: The app is easy to use - once you're set up, you can auto-save and forget about it. The money piles up with you barely knowing about it. Any time I've had a query they get back to you in short order and with friendly advice and answers. The app itself is intuitive and simple to use. The new additions this past year have also made it a much better app and I'm getting bonuses! Nice! Reviewed on: 10th March 2021

Easy and simple

The app is really intuitive to use. Great concept superbly executed. Reviewed on: 10th March 2021

A great savings account

Chip is a smart and very easy way to save your money and gives a fab interest rate if 1.25% on up to £5K. I would highly recommend. ***** Reviewed on: 10th March 2021

Chip a Saving Gem

Chip lets me mange savings in a safe and very convenient way. I feel at ease with the transparency of moving money either myself or by the auto-save features. I am impressed how the auto-save prompts a reminder, allowing the user to either accept and do nothing but save or simply adjust the save or cancel within the app. The app also allows you to set the auto-save to your current level of affordability, and this can be adjusted at any point. I enjoy using the app and what it offers, i vote for chip! Reviewed on: 10th March 2021

Great app

Save money but by bit and also get a great percentage of bonus up to £5k. Also some great features Reviewed on: 10th March 2021

Best savings account around!

So much better than a bank, chip helps you save with good interest, regular banks don't seem like they want you to succeed but chip allows you to succeed! Reviewed on: 10th March 2021

Excellent rate for savers and good customer service.

Myself and my husband have opened these accounts, the savings rate is excellent and when I have needed to check things out I have had swift replies from customer service. Very happy with their product! Reviewed on: 10th March 2021

Saving made easy!

Chip has made my savings goals quick, easy and attainable! In a time where there’s so much uncertainty, I’m confident that by using Chip, my savings are safe and secure at all times. They make saving fun! Reviewed on: 10th March 2021

Best app out there

I only started using Chip last year but been mightily impressed so far. Not only are the saving rates being offered the highest out there at the moment (which is key factor). But the app layout & UX is great, making my banking experience easier and more enjoyable. Definitely recommend and excited to see their new investment products that are about to be released Reviewed on: 10th March 2021

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