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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

7667% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great service. So easy to use

I love this app and because of the app I have managed to save thousands of pounds, which I never would have. It’s so easy to use and always saves the right amount. It has lots of useful tools on it too Reviewed on: 10th March 2021

Easy way to save!

Last year I saved up to £4000 through the Chip app Reviewed on: 10th March 2021

Great for young professionals to earn back some cash

This has been really great at making sure I get quick returns in my savings! I'm so impressed. No other bank offers what Chip does. Reviewed on: 10th March 2021

Life saver - literally!

Chip offers better rewards that pretty much all the savings accounts out there. In the wake of the pandemic, it’s hard to feel supported by banks and that you can save and genuinely put your money in a smart place but with Chip I’ve found that. I’m so grateful and also the app is so easy to use and great to help put money away even if you feel like you can’t! Reviewed on: 10th March 2021

Painless saving.

Automatic saves facility using Chip AI is brilliant. App has improved functionality with good service back up. Chip also has a strong and very useful social media presence. Reviewed on: 10th March 2021

Amazing way to save

Incredibly user friendly, personalised saving, I’ve saved more using Chip than I ever have done! It’s changed the way I organise my finances for the better. Reviewed on: 10th March 2021

Best rate on the market.

It's impressive that Chip can offer a 1.25% instant access savings rate in the current climate. It was also quicker and easy to start the savings account and transfer money in. Reviewed on: 10th March 2021

The only saving app you need

Smart app, easy to use and the best way to save money. Reviewed on: 10th March 2021

Awesome innovation

Great use of new machine learning techniques to enhance savings Reviewed on: 10th March 2021

User friendly app

Great app, easy to use and impressing interested rates. Reviewed on: 10th March 2021

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