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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Thinkless saving!

I've been using Chip for years now and what I love about it is how the amounts come from my bank account without me ever having to think about it - but it's not like a standing order, the algorithm cleverly calculates the correct amount to save so I never have to worry that too much is coming out of my account. My main purpose of saving is for my lease car deposits every 2 years and with Chip I've always managed to save more than enough to put those down. Reviewed on: 10th March 2021

Great app

I have been with hip for more than a year and love the fact that I regularly make automatic saving. I even open a Chip plus account. Their customer service is great too. Reviewed on: 10th March 2021

Easy savings

This app has made me save so much money. By taking a few pounds here and there I've saved so much. I don't even notice the money missing in my account. Its great that you can set this at a level that suits you Reviewed on: 10th March 2021

I LOVE Chip Savings App

Functional and user friendly app for savings with a more than competitive savings bonus’ and initiative features such as auto save which help you save even when you don’t realise you are doing so. I would recommend this app to anyone looking to save between £1k - £5k. Wonderful app. Reviewed on: 10th March 2021

Best rate and friends recommendations only

This product offers one of the best savings rates currently available and if you have the funds take advantage Reviewed on: 10th March 2021

Amazing app, pushes you to save

Love the interest rate, beating inflation Reviewed on: 10th March 2021

Saving without thinking!

Super easy to set up, you have different saving options to meet your needs and it works out how much you can afford to save, so it does all the thinking for you! It tells you how much it is planning on taking from your account and you have the option to cancel the save before it is taken. Customer service is helpful too if you have any queries. Reviewed on: 10th March 2021

Best saving app

Not only does Chip offer good interest rates but it’s auto-save function makes it the best savings app I’ve used. The simply way it pits aside money is brilliant - it now feels like I’ve saved enough money to go on holiday and through no effort of my own! Would heartily recommend, especially to those who struggle to put money aside! Reviewed on: 10th March 2021

Easy peasy app

Great little app. Simple, effective and foolproof. Highest interest rate on the market. Reviewed on: 10th March 2021

Chip Savings App

Easy to use app with a cleaver idea of using AI to help savers put away a little each month. Good reward. Great customer service Reviewed on: 10th March 2021

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