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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

7667% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy automated saving

Every so often I get an email saying I’m going to make an automatic save, now I’ve got £2000 in my emergency fund and I didn’t even feel it! Reviewed on: 10th March 2021

Best savings app

Easy to use savings app, you just set your savings amount and target then forget about it until you have saved your target. Reviewed on: 10th March 2021

Industry-Beating Rates

Chip is currently offering one of the best easy-access rates by miles! Along with a clever little savings bot, it’s got everything you need to stash your cash! Reviewed on: 10th March 2021

Saved a lot very quickly, zero hassle!

Chip made it easy to set aside money, as much or as little as I wanted, as often as I choose. The autosave function means that I am frequently saving without really noticing which is great! The money really adds up over time. Being able to set goals and allocate money into them is really helpful, to know that you're saving toward something specific stops me from wanting to withdraw that money for other things. Reviewed on: 10th March 2021

Chip is great

A great way to save and makes saving easier. The team continue to build out the functionality of the app which in turn gives me the incentive to continue saving with Chip. Reviewed on: 10th March 2021

Best savings!

I have a pay day put away set up and it takes bits from my account using an algorithm which is fantastic as I don’t even notice I’m saving! Fantastic account and I get a great savings rate! Reviewed on: 10th March 2021

Lifechangingly good

I have always struggled to save but Chip has changed everything for me! So much so that I am now in the top 5% of savers at Chip! It makes it easy for me to save without thinking about it, payday put aways and more. Customer service is very good and always on and the app couldn't get much simpler. Recommended to countless people over the years. Reviewed on: 10th March 2021

The single best savings tool & app I have had

The Chip approach to saving makes it easy, effortless and incredibly satisfying. The app is very easy to use and the ability to withdraw your money whenever you like, and the touch of a button, is brilliant. Chip has helped me save more than I could have imagined over the last few years and I have recommended to all friends and family. Love it! Reviewed on: 10th March 2021

Makes saving easy

takes all of the hassle out of saving as it’s all done for you. Reviewed on: 10th March 2021

Simply the best way to save

Saving you don’t have to think about as it’s all done for you. And to top it off at the best interest rate I could find! Reviewed on: 10th March 2021

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