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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant app

5
I have been using chip for well over a year and have found it to be one of the easiest money saving platforms I have come across. Any changes or updates are always well informed and the interface is 100% user friendly with some added quirks which really appeal. Reviewed on: 10th March 2021

Great saving app

4
Great saving app with good rate. Would recommend for people with 5k of savings for a good interest rate. Reviewed on: 10th March 2021

So easy to use

5
Such an easy way of saving without really noticing, links up so easily Reviewed on: 10th March 2021

Chip

5
Get little savings app, easy to work and helped save alot of money I would have needlessly spent Reviewed on: 10th March 2021

Simple app, great customer experience!

5
Chip is a great savings app, choosing to trust in customers and offer a high interest rate on savings, making it the obvious choice for using to get towards big savings goals! The AI is a great way to save without trying, but is also optional, so you have the freedom to save in whichever way suits you best. Would definitely recommend! Reviewed on: 10th March 2021

Great service. So easy to use

5
I love this app and because of the app I have managed to save thousands of pounds, which I never would have. It’s so easy to use and always saves the right amount. It has lots of useful tools on it too Reviewed on: 10th March 2021

Easy way to save!

5
Last year I saved up to £4000 through the Chip app Reviewed on: 10th March 2021

Great for young professionals to earn back some cash

5
This has been really great at making sure I get quick returns in my savings! I'm so impressed. No other bank offers what Chip does. Reviewed on: 10th March 2021

Life saver - literally!

5
Chip offers better rewards that pretty much all the savings accounts out there. In the wake of the pandemic, it’s hard to feel supported by banks and that you can save and genuinely put your money in a smart place but with Chip I’ve found that. I’m so grateful and also the app is so easy to use and great to help put money away even if you feel like you can’t! Reviewed on: 10th March 2021

Painless saving.

5
Automatic saves facility using Chip AI is brilliant. App has improved functionality with good service back up. Chip also has a strong and very useful social media presence. Reviewed on: 10th March 2021

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