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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing way to save

Incredibly user friendly, personalised saving, I’ve saved more using Chip than I ever have done! It’s changed the way I organise my finances for the better. Reviewed on: 10th March 2021

Best rate on the market.

It's impressive that Chip can offer a 1.25% instant access savings rate in the current climate. It was also quicker and easy to start the savings account and transfer money in. Reviewed on: 10th March 2021

The only saving app you need

Smart app, easy to use and the best way to save money. Reviewed on: 10th March 2021

Awesome innovation

Great use of new machine learning techniques to enhance savings Reviewed on: 10th March 2021

User friendly app

Great app, easy to use and impressing interested rates. Reviewed on: 10th March 2021

Easy automated saving

Every so often I get an email saying I’m going to make an automatic save, now I’ve got £2000 in my emergency fund and I didn’t even feel it! Reviewed on: 10th March 2021

Best savings app

Easy to use savings app, you just set your savings amount and target then forget about it until you have saved your target. Reviewed on: 10th March 2021

Industry-Beating Rates

Chip is currently offering one of the best easy-access rates by miles! Along with a clever little savings bot, it’s got everything you need to stash your cash! Reviewed on: 10th March 2021

Saved a lot very quickly, zero hassle!

Chip made it easy to set aside money, as much or as little as I wanted, as often as I choose. The autosave function means that I am frequently saving without really noticing which is great! The money really adds up over time. Being able to set goals and allocate money into them is really helpful, to know that you're saving toward something specific stops me from wanting to withdraw that money for other things. Reviewed on: 10th March 2021

Chip is great

A great way to save and makes saving easier. The team continue to build out the functionality of the app which in turn gives me the incentive to continue saving with Chip. Reviewed on: 10th March 2021

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