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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

7667% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

CHIP Saved the day

A couple a of times a week the CHIP App takes some money from my current account and I don't feel it. All of a sudden I have an amount saved that paid for some emergency repairs that I hadn't budgeted for. A fantastic and painless way of saving money for that rainy day or just to treat myself. Reviewed on: 10th March 2021

Easy to use and makes saving so easy

Since joining Chip, I've saved over 10k for so many important things - for my wedding, for house renovations and a rainy day fund. Before this I didn't really have any surplus money in the event of an emergency, and thanks to Chip I'm working towards having 3 paychecks worth as a safety net. And I get to put in a bare minimum amount of effort to hit that goal! Reviewed on: 10th March 2021

Saving without the thinking !"

Puts saving within your reach. Reviewed on: 10th March 2021

Easy to use money saver

A fantastic app that works! I have found it very easy to use, you just leave it to do its thing and it does the job! Reviewed on: 10th March 2021

Great and easy to use

This is a great way to put some money aside for savings while gaining a good bonus even in uncertain times. Chip also send out useful newsletters and helpful hints and tips on current affairs in the financial world and how to use it to your advantage. I’m so glad I downloaded this app but it could be slightly improved if you could again a bonus on more than £1500. Reviewed on: 10th March 2021

An app that is your best friend

Fantastic app, it’s takes just enough from your bank that you don’t realise it’s gone and the next time you look at the app you’ve saved again. Without this app I would not have been able to save enough money to buy a new house this year! I Recommend this to anyone who wants to save but can’t really do it themselves Reviewed on: 10th March 2021

Cool home finance app - painless saving and good deals

Chip delivers a simple elegant interface with a mission to help you save, painlessly. Almost by stealth, though you have full control, Chip rounds up those odds and ends amount of cash and chips them into a savings pot. In no time you have "extra" cash to invest or spend. Reviewed on: 10th March 2021

Excellent product

Great savings app, you can easily set it up to save however much you can and the way it automatically saves for you means you don't even notice. Brilliant interest rates too! Reviewed on: 10th March 2021

Great App - Helping Me Save

It’s a great app. Very easy to use. Combine the automatic saving with market leading savings bonus (equivalent to interest) and it’s a no brainier. Technology that just works is how it should be and this ticks that box. Reviewed on: 10th March 2021

Simple saving with minimal effort

I’ve used chip right from the start and have been able to save a considerable amount with no real effort on my part . Highly recommended Reviewed on: 10th March 2021

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