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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

7667% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Best savings rate in the pandemic & auto saves!

With Chip+1 i've been able to access a 1.25 savings rate, which is the best i've had during the pandemic. I've also been able to activate automatic saves meaning the money which is left behind each month is now being put into savings. Couldn't recommend this app more! Reviewed on: 10th March 2021

Super easy savings app!

Love this app. Saved thousands without even noticing! Reviewed on: 10th March 2021

Brilliant

Chip is a fantastic tool for saving money. Easy setting to allocate the amount you want to save! Super user friendly! Reviewed on: 10th March 2021

Best savings app

I have never managed to save before, now I have the money to buy a new car. I don't notice the money being taken and am always surprised when I check on my chip balance. Absolutely love it. Reviewed on: 10th March 2021

Very easy

Chip is a great and easy way to save money, just link it all up and let it do it's thing, a few weeks later check you balance and see how your savings are growing in an intelligent way. Reviewed on: 10th March 2021

You are a fool not to sign up

I am so glad I was told about this app! It’s changed my life! I was terrible at saving before but now I have been able to save up for a new garage door and a holiday (which I have yet to go on) all because I am now living to what’s left in my bank after I have saved! Love the friendly way the company communicates and how they make banking fun! Reviewed on: 10th March 2021

Great Savings Rate

In the market place, the savings rate is very good in these times. Reviewed on: 10th March 2021

Easy to use!

Simple and QUICK to step. Savings without realising and the returns are incredible! Reviewed on: 10th March 2021

Great app & profitable

Invited friends to the app. Enjoyed the layout. Communication is good without being annoying Reviewed on: 10th March 2021

Perfect app, easy to use

This app makes it so easy to continually save money effortlessly without having to worry about a thing. I'd definitely recommend it to everyone! Reviewed on: 10th March 2021

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