Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Best savings!

I have a pay day put away set up and it takes bits from my account using an algorithm which is fantastic as I don’t even notice I’m saving! Fantastic account and I get a great savings rate! Reviewed on: 10th March 2021

Lifechangingly good

I have always struggled to save but Chip has changed everything for me! So much so that I am now in the top 5% of savers at Chip! It makes it easy for me to save without thinking about it, payday put aways and more. Customer service is very good and always on and the app couldn't get much simpler. Recommended to countless people over the years. Reviewed on: 10th March 2021

The single best savings tool & app I have had

The Chip approach to saving makes it easy, effortless and incredibly satisfying. The app is very easy to use and the ability to withdraw your money whenever you like, and the touch of a button, is brilliant. Chip has helped me save more than I could have imagined over the last few years and I have recommended to all friends and family. Love it! Reviewed on: 10th March 2021

Makes saving easy

takes all of the hassle out of saving as it’s all done for you. Reviewed on: 10th March 2021

Simply the best way to save

Saving you don’t have to think about as it’s all done for you. And to top it off at the best interest rate I could find! Reviewed on: 10th March 2021

CHIP Saved the day

A couple a of times a week the CHIP App takes some money from my current account and I don't feel it. All of a sudden I have an amount saved that paid for some emergency repairs that I hadn't budgeted for. A fantastic and painless way of saving money for that rainy day or just to treat myself. Reviewed on: 10th March 2021

Easy to use and makes saving so easy

Since joining Chip, I've saved over 10k for so many important things - for my wedding, for house renovations and a rainy day fund. Before this I didn't really have any surplus money in the event of an emergency, and thanks to Chip I'm working towards having 3 paychecks worth as a safety net. And I get to put in a bare minimum amount of effort to hit that goal! Reviewed on: 10th March 2021

Saving without the thinking !"

Puts saving within your reach. Reviewed on: 10th March 2021

Easy to use money saver

A fantastic app that works! I have found it very easy to use, you just leave it to do its thing and it does the job! Reviewed on: 10th March 2021

Great and easy to use

This is a great way to put some money aside for savings while gaining a good bonus even in uncertain times. Chip also send out useful newsletters and helpful hints and tips on current affairs in the financial world and how to use it to your advantage. I’m so glad I downloaded this app but it could be slightly improved if you could again a bonus on more than £1500. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Smart Bill 4.49 from 8 reviews
App
from B-Social 4.72 from 46 reviews
App
from TopCashback 4.40 from 43 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub