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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

7667% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Effortless Saving

Chip has transformed my ability to save. I don’t notice the amounts it automatically calculates as a save and transfers out. I love that I don’t have to do anything and it’s all don’t for me. If, for whatever reason, I need to cancel a proposed save, that is easily done. It’s great seeing how much I’ve saved over the time I’ve had chip (truly amazing to think I’ve been able to save that much). I wish chip was around 20 years ago as I’m sure I’d be even better off financially. Thanks Chip for helping me achieve another level of financial freedom all the while effortlessly! Reviewed on: 10th March 2021

Easy saving

Such a smooth experience. Easy to save and you don’t really notice the money leaving current account. Just as easy to withdraw if things get a little tight towards the end of the month Reviewed on: 10th March 2021

Amazing Chip!!

The best savings app out there and has completely changed the way I save money. Would highly recommend to any individual Reviewed on: 10th March 2021

Easy to use and makes saving easy

Chip constantly add to their feature set on a very reliable app, and their new interest rates are excellent. Have recommended to several friends and family. Reviewed on: 10th March 2021

Innovative and transparent way of saving

The app is excellent, they have really put a lot of effort into making it work for the customer. Chip take on feedback and adapt to it quickly. I trust them with my money, and have seen my savings increase more than I thought was possible. Thank you chip Reviewed on: 10th March 2021

Great support, great features, and excellent savings!

I downloaded Chip after seeing the app being advertised for high interest rates, and thought that would be all I would use it for. But with email updates every week showing new features becoming available, and the already excellent auto-saving features within the app, it has honestly become much more useful than I initially planned. I love checking in every so often to see my savings grow, and am certainly looking forward to the new investment options with BlackRock. The app design is brilliant, and support, while slightly slower to respond during the pandemic, is excellent and very quickly answered any questions I had. Fantastic app, highly recommended! Reviewed on: 10th March 2021

Simple savings with good intrest

Seamless experience, saving as it should be. Reviewed on: 10th March 2021

I've already recommended!

The easiest savings account set-up ever and offered me fantastic rates and encouragement to save. I've been wanting an app like this for so long! Reviewed on: 10th March 2021

Saving without thinking about it

Chip has enabled me to save £1000s I would otherwise have spent. By automatically taking small, scattered payments that have no impact on my monthly outgoings, I’ve been able to save at a level I had no discipline for previously. If you do not want to sit down and calculate affordability for saving money or do not have the time, let Chip be your personal and automated accountant! Reviewed on: 10th March 2021

Chip is a smart and easy way of saving without feeling it

I've been a Chip user for several years and have saved thousands in that time. The app keeps improving, and I am looking forwards to them launching investment accounts during 2021. Reviewed on: 10th March 2021

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