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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

An app that is your best friend

Fantastic app, it’s takes just enough from your bank that you don’t realise it’s gone and the next time you look at the app you’ve saved again. Without this app I would not have been able to save enough money to buy a new house this year! I Recommend this to anyone who wants to save but can’t really do it themselves Reviewed on: 10th March 2021

Cool home finance app - painless saving and good deals

Chip delivers a simple elegant interface with a mission to help you save, painlessly. Almost by stealth, though you have full control, Chip rounds up those odds and ends amount of cash and chips them into a savings pot. In no time you have "extra" cash to invest or spend. Reviewed on: 10th March 2021

Excellent product

Great savings app, you can easily set it up to save however much you can and the way it automatically saves for you means you don't even notice. Brilliant interest rates too! Reviewed on: 10th March 2021

Great App - Helping Me Save

It’s a great app. Very easy to use. Combine the automatic saving with market leading savings bonus (equivalent to interest) and it’s a no brainier. Technology that just works is how it should be and this ticks that box. Reviewed on: 10th March 2021

Simple saving with minimal effort

I’ve used chip right from the start and have been able to save a considerable amount with no real effort on my part . Highly recommended Reviewed on: 10th March 2021

Best savings rate in the pandemic & auto saves!

With Chip+1 i've been able to access a 1.25 savings rate, which is the best i've had during the pandemic. I've also been able to activate automatic saves meaning the money which is left behind each month is now being put into savings. Couldn't recommend this app more! Reviewed on: 10th March 2021

Super easy savings app!

Love this app. Saved thousands without even noticing! Reviewed on: 10th March 2021

Brilliant

Chip is a fantastic tool for saving money. Easy setting to allocate the amount you want to save! Super user friendly! Reviewed on: 10th March 2021

Best savings app

I have never managed to save before, now I have the money to buy a new car. I don't notice the money being taken and am always surprised when I check on my chip balance. Absolutely love it. Reviewed on: 10th March 2021

Very easy

Chip is a great and easy way to save money, just link it all up and let it do it's thing, a few weeks later check you balance and see how your savings are growing in an intelligent way. Reviewed on: 10th March 2021

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