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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

7667% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

I love it so far!

Really love the AI saving me little bits here and there that I'd normally waste and think the % interest is fab! Reviewed on: 10th March 2021

User friendly way to save without noticing!

Chip has changed how I save money. I don't have to think and I have the reassurance that it won't affect me being able to live my life and have disposable income come the end of the month. It's a great app I recommend to anyone who's looking for anything similar! Reviewed on: 10th March 2021

Brilliant Chip

Chip is great, it’s an easy to use interactive app that encourages savings at a desired level dependant on budget. Payday put aways and notifications of saves are amazing. Would definitively recommend! Reviewed on: 10th March 2021

Top product and better than a savings bank account

Great products, better than a bank account and still protected under FSCS. Highly recommended and worth a try. Reviewed on: 10th March 2021

Best autosaver around!

Chip has helped me create a sense of balance and comfort in my life. Its brilliant autosaver AI reduces my stress of figuring out how much money I can save. It's trustworthy, easy to use and modern. Reviewed on: 10th March 2021

Simple and Effective

Great saving app that you can link to your daily current account with the use of AI to save money weekly without the hassle of doing it your self .Very easy to use and super quick to get setup Reviewed on: 10th March 2021

A great way to save subconsciously!

It makes saving painless and automatic and allows you to hit your goals in small steps without feeling like you're missing out! Reviewed on: 10th March 2021

Best Interest Rate

Best easy access interest rate I could find. Recommended by Martin Lewis and super easy to use Reviewed on: 10th March 2021

no hassle, good bonus rate

unless you have a referral code, it's a bit of hassle setting up but if you have one, no problems, easy to set up and run Reviewed on: 10th March 2021

Superb app with great features

I've managed to save much more money over the last year thanks to Chip's help. The 1.25% savings account is a market beater and massive bonus in today's climate Reviewed on: 10th March 2021

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