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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

You are a fool not to sign up

I am so glad I was told about this app! It’s changed my life! I was terrible at saving before but now I have been able to save up for a new garage door and a holiday (which I have yet to go on) all because I am now living to what’s left in my bank after I have saved! Love the friendly way the company communicates and how they make banking fun! Reviewed on: 10th March 2021

Great Savings Rate

In the market place, the savings rate is very good in these times. Reviewed on: 10th March 2021

Easy to use!

Simple and QUICK to step. Savings without realising and the returns are incredible! Reviewed on: 10th March 2021

Great app & profitable

Invited friends to the app. Enjoyed the layout. Communication is good without being annoying Reviewed on: 10th March 2021

Perfect app, easy to use

This app makes it so easy to continually save money effortlessly without having to worry about a thing. I'd definitely recommend it to everyone! Reviewed on: 10th March 2021

Effortless Saving

Chip has transformed my ability to save. I don’t notice the amounts it automatically calculates as a save and transfers out. I love that I don’t have to do anything and it’s all don’t for me. If, for whatever reason, I need to cancel a proposed save, that is easily done. It’s great seeing how much I’ve saved over the time I’ve had chip (truly amazing to think I’ve been able to save that much). I wish chip was around 20 years ago as I’m sure I’d be even better off financially. Thanks Chip for helping me achieve another level of financial freedom all the while effortlessly! Reviewed on: 10th March 2021

Easy saving

Such a smooth experience. Easy to save and you don’t really notice the money leaving current account. Just as easy to withdraw if things get a little tight towards the end of the month Reviewed on: 10th March 2021

Amazing Chip!!

The best savings app out there and has completely changed the way I save money. Would highly recommend to any individual Reviewed on: 10th March 2021

Easy to use and makes saving easy

Chip constantly add to their feature set on a very reliable app, and their new interest rates are excellent. Have recommended to several friends and family. Reviewed on: 10th March 2021

Innovative and transparent way of saving

The app is excellent, they have really put a lot of effort into making it work for the customer. Chip take on feedback and adapt to it quickly. I trust them with my money, and have seen my savings increase more than I thought was possible. Thank you chip Reviewed on: 10th March 2021

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