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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great support, great features, and excellent savings!

I downloaded Chip after seeing the app being advertised for high interest rates, and thought that would be all I would use it for. But with email updates every week showing new features becoming available, and the already excellent auto-saving features within the app, it has honestly become much more useful than I initially planned. I love checking in every so often to see my savings grow, and am certainly looking forward to the new investment options with BlackRock. The app design is brilliant, and support, while slightly slower to respond during the pandemic, is excellent and very quickly answered any questions I had. Fantastic app, highly recommended! Reviewed on: 10th March 2021

Simple savings with good intrest

Seamless experience, saving as it should be. Reviewed on: 10th March 2021

I've already recommended!

The easiest savings account set-up ever and offered me fantastic rates and encouragement to save. I've been wanting an app like this for so long! Reviewed on: 10th March 2021

Saving without thinking about it

Chip has enabled me to save £1000s I would otherwise have spent. By automatically taking small, scattered payments that have no impact on my monthly outgoings, I’ve been able to save at a level I had no discipline for previously. If you do not want to sit down and calculate affordability for saving money or do not have the time, let Chip be your personal and automated accountant! Reviewed on: 10th March 2021

Chip is a smart and easy way of saving without feeling it

I've been a Chip user for several years and have saved thousands in that time. The app keeps improving, and I am looking forwards to them launching investment accounts during 2021. Reviewed on: 10th March 2021

I love it so far!

Really love the AI saving me little bits here and there that I'd normally waste and think the % interest is fab! Reviewed on: 10th March 2021

User friendly way to save without noticing!

Chip has changed how I save money. I don't have to think and I have the reassurance that it won't affect me being able to live my life and have disposable income come the end of the month. It's a great app I recommend to anyone who's looking for anything similar! Reviewed on: 10th March 2021

Brilliant Chip

Chip is great, it’s an easy to use interactive app that encourages savings at a desired level dependant on budget. Payday put aways and notifications of saves are amazing. Would definitively recommend! Reviewed on: 10th March 2021

Top product and better than a savings bank account

Great products, better than a bank account and still protected under FSCS. Highly recommended and worth a try. Reviewed on: 10th March 2021

Best autosaver around!

Chip has helped me create a sense of balance and comfort in my life. Its brilliant autosaver AI reduces my stress of figuring out how much money I can save. It's trustworthy, easy to use and modern. Reviewed on: 10th March 2021

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