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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Hassle free savings

I love Chip, it takes the hassle out of saving. It will sort out what to save (& notify me - which allows me to pause if I know I'll be spending slightly more that week/month) I have a payday saves & with my Chip+1 account I get 1.25% interest which is the best I can see around these days! Would highly recommend this app to anyone who wants to save without the fuss. Reviewed on: 10th March 2021

Saving without a second thought

I have managed to save money for Christmas, Birthdays, trips away etc without out really noticing a difference in my daily and monthly financial dealings. It has removed the stress from these sort of events and when the kids ask for the latest toy I don't have to instantly barter them down. Great app! Reviewed on: 10th March 2021

Fantastic Digital Savings Platform with huge potential

I started saving with Chip in October as I was unemployed and couldn’t afford to save money regularly at the beginning of each month. So when I found out about chips auto save and the algorithm they use to calculate how much I can afford to save at different times during the month it got me interested as the prospect of not having to think about saving a few pounds here and there every month really excited me. I can confirm to this day I have saved over £3,500 with chip without having to think about it! A super saving platform and I am looking forward to continuing my savings goals with Chip in the future! Reviewed on: 10th March 2021

Saving with ease

Beyond easy app to use and effortlessly save It’s a winner Reviewed on: 10th March 2021

Looking after the pennies

Chip has helped me be more conscious about my money and savings. It’s helped me build a good amount of savings but also spurred me on to look at my finances as a whole which has allowed me to save even more. Brilliant product. Reviewed on: 10th March 2021

Simple and easy

There is nothing strenuous about using the Chip app, one of the easiest banking apps to use and the autosave feature is great as you don't even realise you save! Fab all-round app! Reviewed on: 10th March 2021

Perfect saving platform

Chip is literally perfect! You have complete control as to how much you want the platform to automatically save for you, and as a result you don't even notice the money has left your current account. I'm not sure what else you would need from a savings platform! Reviewed on: 10th March 2021

Easy Saving

The App and support staff make this App a fantastic way to save easily and plan for events. Can’t fault it and already recommended to friends! Reviewed on: 10th March 2021

Handy App

I managed to open a +1 account at the end of last year. I love the auto save function - additional savings that you just don’t miss. Easily save £100s without even realising. When I had a query, I can not fault the customer service. A really helpful lady (Lara Mulville) was very friendly. A happy Chip customer :-) Reviewed on: 10th March 2021

Best way to save money

I’ve saved so much without even noticing, it’s feels good to see your savings increase every few days! Reviewed on: 10th March 2021

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