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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Simple and Effective

Great saving app that you can link to your daily current account with the use of AI to save money weekly without the hassle of doing it your self .Very easy to use and super quick to get setup Reviewed on: 10th March 2021

A great way to save subconsciously!

It makes saving painless and automatic and allows you to hit your goals in small steps without feeling like you're missing out! Reviewed on: 10th March 2021

Best Interest Rate

Best easy access interest rate I could find. Recommended by Martin Lewis and super easy to use Reviewed on: 10th March 2021

no hassle, good bonus rate

unless you have a referral code, it's a bit of hassle setting up but if you have one, no problems, easy to set up and run Reviewed on: 10th March 2021

Superb app with great features

I've managed to save much more money over the last year thanks to Chip's help. The 1.25% savings account is a market beater and massive bonus in today's climate Reviewed on: 10th March 2021

Hassle free savings

I love Chip, it takes the hassle out of saving. It will sort out what to save (& notify me - which allows me to pause if I know I'll be spending slightly more that week/month) I have a payday saves & with my Chip+1 account I get 1.25% interest which is the best I can see around these days! Would highly recommend this app to anyone who wants to save without the fuss. Reviewed on: 10th March 2021

Saving without a second thought

I have managed to save money for Christmas, Birthdays, trips away etc without out really noticing a difference in my daily and monthly financial dealings. It has removed the stress from these sort of events and when the kids ask for the latest toy I don't have to instantly barter them down. Great app! Reviewed on: 10th March 2021

Fantastic Digital Savings Platform with huge potential

I started saving with Chip in October as I was unemployed and couldn’t afford to save money regularly at the beginning of each month. So when I found out about chips auto save and the algorithm they use to calculate how much I can afford to save at different times during the month it got me interested as the prospect of not having to think about saving a few pounds here and there every month really excited me. I can confirm to this day I have saved over £3,500 with chip without having to think about it! A super saving platform and I am looking forward to continuing my savings goals with Chip in the future! Reviewed on: 10th March 2021

Saving with ease

Beyond easy app to use and effortlessly save It’s a winner Reviewed on: 10th March 2021

Looking after the pennies

Chip has helped me be more conscious about my money and savings. It’s helped me build a good amount of savings but also spurred me on to look at my finances as a whole which has allowed me to save even more. Brilliant product. Reviewed on: 10th March 2021

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