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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Very easy to use, very clear the benefits for me

App is incredibly easy to use, it shows you exactly how much you will be saving and makes good judgements on how much to save for you with excellent parameter controls so that it doesnt save too much / too little Reviewed on: 10th March 2021

Great new app!

Helped me save loads! Very impressed Reviewed on: 10th March 2021

Did what I didn't think was possible

I've always struggled with saving and, to be honest, I had doubts about whether Chip would work for me, but it genuinely allowed me to build up some sustainable savings without affecting me day to day. Once it gets going, the saving becomes addictive. Hats off! Reviewed on: 10th March 2021

Excellent way to save without stress.

Since joining Chip I’ve saved over £4K effortlessly. Ease of service was a big point for me. I’ve referred several family members who have started saving this way also. Reviewed on: 10th March 2021

Easy and simple

Everything about saving on chip has been easy and simple to set up and use. I have recommended to family members as you can sit back and just watch your savings build up over time. Reviewed on: 10th March 2021

Easy way to save

Chip means you make regular savings without really noticing it leaving your current account due to its clever algorithm. Savings starch up quite quickly and if you can get it’s high bonus version then it’s even better Reviewed on: 10th March 2021

Get a little help in your quest to save

Easy to use app and a little bot that identifies when you can save something more than you think you can, what’s not to like? So easy to use and it allows you to target your savings helping you get there sooner than you think. Excellent! Reviewed on: 10th March 2021

Great interest rates

On an intuitive and easy to use app Reviewed on: 10th March 2021

So easy to save

So easy to make savings without even knowing it. Great customer service team Reviewed on: 10th March 2021

Modern, current, easy

The most self explanatory savings app I’ve used. No one else offers a more customisable yet user friendly platform. Reviewed on: 10th March 2021

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