Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Simple and easy

5
There is nothing strenuous about using the Chip app, one of the easiest banking apps to use and the autosave feature is great as you don't even realise you save! Fab all-round app! Reviewed on: 10th March 2021

Perfect saving platform

5
Chip is literally perfect! You have complete control as to how much you want the platform to automatically save for you, and as a result you don't even notice the money has left your current account. I'm not sure what else you would need from a savings platform! Reviewed on: 10th March 2021

Easy Saving

5
The App and support staff make this App a fantastic way to save easily and plan for events. Can’t fault it and already recommended to friends! Reviewed on: 10th March 2021

Handy App

5
I managed to open a +1 account at the end of last year. I love the auto save function - additional savings that you just don’t miss. Easily save £100s without even realising. When I had a query, I can not fault the customer service. A really helpful lady (Lara Mulville) was very friendly. A happy Chip customer :-) Reviewed on: 10th March 2021

Best way to save money

5
I’ve saved so much without even noticing, it’s feels good to see your savings increase every few days! Reviewed on: 10th March 2021

Very easy to use, very clear the benefits for me

5
App is incredibly easy to use, it shows you exactly how much you will be saving and makes good judgements on how much to save for you with excellent parameter controls so that it doesnt save too much / too little Reviewed on: 10th March 2021

Great new app!

5
Helped me save loads! Very impressed Reviewed on: 10th March 2021

Did what I didn't think was possible

5
I've always struggled with saving and, to be honest, I had doubts about whether Chip would work for me, but it genuinely allowed me to build up some sustainable savings without affecting me day to day. Once it gets going, the saving becomes addictive. Hats off! Reviewed on: 10th March 2021

Excellent way to save without stress.

5
Since joining Chip I’ve saved over £4K effortlessly. Ease of service was a big point for me. I’ve referred several family members who have started saving this way also. Reviewed on: 10th March 2021

Easy and simple

4
Everything about saving on chip has been easy and simple to set up and use. I have recommended to family members as you can sit back and just watch your savings build up over time. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products