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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Fantastic app, so helpful!

I got Chip over a year ago after a work colleague recommended it. It is a cheerful, easy to use app which has helped me save so much. It is innovative and I enjoy how I can see it growing and changing. I introduced it to my husband (notorious for not being able to save) and now he has over a £1000! A great app! Reviewed on: 10th March 2021

Easy to use - but make sure you don't lose out on interest

Really easy to use and auto saving is really helpful. If you are on the free account then make sure you move the money to an interest paying account regularly so you don't lose out. Reviewed on: 10th March 2021

Clear and easy to use

Easy to save, email notifications keep you up to date and let you make changes before the money leaves your bank so no surprises. Reviewed on: 10th March 2021

High interest

Higher interest than anything else out there, app is also very easy to use. I don't personally use AutoSave because I'm up to the limit that I'll get interest on but a friend swears by it. Reviewed on: 10th March 2021

Simple and easy

I like a savings app that gives you so many options and such flexibility, chip is easy to use and fits well into my money management Reviewed on: 10th March 2021

Great bank

I'm a fairly new customer of Chip, but I've been happy with it so far. Their app is easy to use and straight-forward. They have one of the highest interest among saving accounts. Reviewed on: 10th March 2021

User friendly and good for interest

If you manage to get hold of a Chip +1 account the interest is market-leading. Reviewed on: 10th March 2021

Easy to use savings app

Chip makes it easy to save money by algorithmically determining how much you can afford to save each week and transferring this automatically into a savings account. I’m impressed by how slick the app feels and the rate at which they add new features, e.g. the ability to invest in ETFs. Definitely a useful app to install in your early twenties. Reviewed on: 10th March 2021

Really good quality app.

Amazing app. Don’t realise the money going out and I love the 1.25% account. Reviewed on: 10th March 2021

Easy, simple saving

I hooked my bank account up and it automatically saves for me, I can not look for a few weeks and surprise myself or stay on track of the savings, it’s very simple. A nice email when I’ve saved let’s me know and their chip+1 account gives me 1.25% interest too which is huge. Overall lovely app and system, will be recommending Reviewed on: 10th March 2021

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