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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Love this app!

Really easy to use, and really clear communication. It’s like saving without trying! Reviewed on: 10th March 2021

Easy to use and reliable

Easy to use, didn't require much management and decent rate, so far so good Reviewed on: 10th March 2021

Would recommend and Have already recommended

Chip is a great app to motivate you to save and rewards you well for doing so. Having it separate from your current account helps to not easily ‘dip’ into savings. The auto save functions are also great if you’re not as good at saving manually! Reviewed on: 10th March 2021

Better than Chips

Love how it saves in the background in a simple and painless way. My rainyday fund has been a lifesaver over lockdown. Easy to use and fun comms make it feel less like a bank and more like a savings companion. THANKS CHIPPY x Reviewed on: 10th March 2021

Brilliant savings app

This app makes savings so easy and gives fairly good returns as well. Would highly recommend. Reviewed on: 10th March 2021

Chip are great and offer a lot

since using chip I have had no problems and I have got a lot saved and even get great bonuses which I wouldn’t get anywhere else. Reviewed on: 10th March 2021

No think savings

Automatic savings app that does my savings for me. It allows takes small amounts from my bank account I don't notice going and puts them into a savings pot I can access whenever I want. Great product. Reviewed on: 10th March 2021

Changed my approach to saving

The Chip Savings App has revolutionised how I think about savings, making it an easy, automated process. In the years since I've started saving with Chip, I've put away thousands through "Payday put away" and incremental saves throughout the month. More importantly, I've been able to use these savings towards: the deposit on my house, a trip to Japan and home renovations among other things. It's fair to say Chip has made the saving process exciting and rewarding, and I'll continue using it for years to come. Reviewed on: 10th March 2021

Great way to save

Chip makes saving effortless, it saves money that you didn't even realise could be saved. The interest rate is great too which makes even more worth while. Reviewed on: 10th March 2021

Simple clear easy

A simple savings app which give you bonuses (like interest) for saving and auto saves for you. What more do you need? Reviewed on: 10th March 2021

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