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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy way to save

Chip means you make regular savings without really noticing it leaving your current account due to its clever algorithm. Savings starch up quite quickly and if you can get it’s high bonus version then it’s even better Reviewed on: 10th March 2021

Get a little help in your quest to save

Easy to use app and a little bot that identifies when you can save something more than you think you can, what’s not to like? So easy to use and it allows you to target your savings helping you get there sooner than you think. Excellent! Reviewed on: 10th March 2021

Great interest rates

On an intuitive and easy to use app Reviewed on: 10th March 2021

So easy to save

So easy to make savings without even knowing it. Great customer service team Reviewed on: 10th March 2021

Modern, current, easy

The most self explanatory savings app I’ve used. No one else offers a more customisable yet user friendly platform. Reviewed on: 10th March 2021

Fantastic app, so helpful!

I got Chip over a year ago after a work colleague recommended it. It is a cheerful, easy to use app which has helped me save so much. It is innovative and I enjoy how I can see it growing and changing. I introduced it to my husband (notorious for not being able to save) and now he has over a £1000! A great app! Reviewed on: 10th March 2021

Easy to use - but make sure you don't lose out on interest

Really easy to use and auto saving is really helpful. If you are on the free account then make sure you move the money to an interest paying account regularly so you don't lose out. Reviewed on: 10th March 2021

Clear and easy to use

Easy to save, email notifications keep you up to date and let you make changes before the money leaves your bank so no surprises. Reviewed on: 10th March 2021

High interest

Higher interest than anything else out there, app is also very easy to use. I don't personally use AutoSave because I'm up to the limit that I'll get interest on but a friend swears by it. Reviewed on: 10th March 2021

Simple and easy

I like a savings app that gives you so many options and such flexibility, chip is easy to use and fits well into my money management Reviewed on: 10th March 2021

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