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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Helped me save for a new sports watch!

This isn't something I'd love to spend on but Chip made it easy Reviewed on: 10th March 2021

Best saving app

Chip is the best saving app with highest return rate. It’s way of taking money out of the account by calculating how much you can afford to put away, is smartest way to save up. The option to help save up for overdraft is also genius. Reviewed on: 10th March 2021

Easy to use and effective.

Takes the hassle out of saving by doing it for you. There is no longer a worry about being able to afford to save, as the algorithm makes sure you are never overstretched. It's effective in helping to accumulate large sums of money without having to think about it. Reviewed on: 10th March 2021

Great app

User friendly app and the auto save feature has really helped kick start my savings Reviewed on: 10th March 2021

Market leading saving rate and a clever AI-based app that helps you save

Getting 1.25% return on my savings is unheard of in the current climate so very happy with that. The AI-based app works really well at squirrelling away amounts you can afford on a regular basis, helping to save without noticing (too much), and which over time can add up to significant amounts of money. Reviewed on: 10th March 2021

Innovative saving platform

Quick and easy to use. Looking forward to the added functionalities. Reviewed on: 10th March 2021

Looking forward to ChipX

I’ve used this for a while but I’m excited about the new investments functionality coming with ChipX soon Reviewed on: 10th March 2021

Easy way to accumulate savings without noticing

Chip just sits in the background and squirrels away money for you. It's great! And they've improved it immensely over the past year with good interest rates and a cleaner simpler UI which is more professional and less gimmicky. Reviewed on: 10th March 2021

Made saving so easy!

From the moment I started using Chip I managed to save money I’d never had thought of putting aside. Chip takes the guesswork out of saving and I now think it’s a must have app. Highly recommended. Reviewed on: 10th March 2021

Makes Saving Easy

Chip has made saving really easy. You’re able to choose your saving level and makes you save when you wouldn’t necessarily think to. Money is easy to access if you need to spend some of your savings and the different interest products give you a lot of options. I definitely wouldn’t have saved as much of it hasn’t been for Chip. Reviewed on: 10th March 2021

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