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Chip: Savings app reviews

View other Chip products
4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great bank

5
I'm a fairly new customer of Chip, but I've been happy with it so far. Their app is easy to use and straight-forward. They have one of the highest interest among saving accounts. Reviewed on: 10th March 2021
Sadaf's avatar
Sadaf

User friendly and good for interest

4
If you manage to get hold of a Chip +1 account the interest is market-leading. Reviewed on: 10th March 2021
Michael's avatar
Michael

Easy to use savings app

5
Chip makes it easy to save money by algorithmically determining how much you can afford to save each week and transferring this automatically into a savings account. I’m impressed by how slick the app feels and the rate at which they add new features, e.g. the ability to invest in ETFs. Definitely a useful app to install in your early twenties. Reviewed on: 10th March 2021
Christopher's avatar
Christopher

Really good quality app.

5
Amazing app. Don’t realise the money going out and I love the 1.25% account. Reviewed on: 10th March 2021
Megan Ward's avatar
Megan Ward

Easy, simple saving

5
I hooked my bank account up and it automatically saves for me, I can not look for a few weeks and surprise myself or stay on track of the savings, it’s very simple. A nice email when I’ve saved let’s me know and their chip+1 account gives me 1.25% interest too which is huge. Overall lovely app and system, will be recommending Reviewed on: 10th March 2021
marchryan7@gmail.com's avatar
[email protected]

Love this app!

5
Really easy to use, and really clear communication. It’s like saving without trying! Reviewed on: 10th March 2021
Alex's avatar
Alex

Easy to use and reliable

4
Easy to use, didn't require much management and decent rate, so far so good Reviewed on: 10th March 2021
rich186's avatar
rich186

Would recommend and Have already recommended

5
Chip is a great app to motivate you to save and rewards you well for doing so. Having it separate from your current account helps to not easily ‘dip’ into savings. The auto save functions are also great if you’re not as good at saving manually! Reviewed on: 10th March 2021
karla.threlfall@hotmail.co.uk's avatar
[email protected]

Better than Chips

5
Love how it saves in the background in a simple and painless way. My rainyday fund has been a lifesaver over lockdown. Easy to use and fun comms make it feel less like a bank and more like a savings companion. THANKS CHIPPY x Reviewed on: 10th March 2021
Tom's avatar
Tom

Brilliant savings app

5
This app makes savings so easy and gives fairly good returns as well. Would highly recommend. Reviewed on: 10th March 2021
Charlotte MacTulloch-Gair's avatar
Charlotte MacTulloch-Gair

Review Chip: Savings app now

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