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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip are great and offer a lot

since using chip I have had no problems and I have got a lot saved and even get great bonuses which I wouldn’t get anywhere else. Reviewed on: 10th March 2021

No think savings

Automatic savings app that does my savings for me. It allows takes small amounts from my bank account I don't notice going and puts them into a savings pot I can access whenever I want. Great product. Reviewed on: 10th March 2021

Changed my approach to saving

The Chip Savings App has revolutionised how I think about savings, making it an easy, automated process. In the years since I've started saving with Chip, I've put away thousands through "Payday put away" and incremental saves throughout the month. More importantly, I've been able to use these savings towards: the deposit on my house, a trip to Japan and home renovations among other things. It's fair to say Chip has made the saving process exciting and rewarding, and I'll continue using it for years to come. Reviewed on: 10th March 2021

Great way to save

Chip makes saving effortless, it saves money that you didn't even realise could be saved. The interest rate is great too which makes even more worth while. Reviewed on: 10th March 2021

Simple clear easy

A simple savings app which give you bonuses (like interest) for saving and auto saves for you. What more do you need? Reviewed on: 10th March 2021

Helped me save for a new sports watch!

This isn't something I'd love to spend on but Chip made it easy Reviewed on: 10th March 2021

Best saving app

Chip is the best saving app with highest return rate. It’s way of taking money out of the account by calculating how much you can afford to put away, is smartest way to save up. The option to help save up for overdraft is also genius. Reviewed on: 10th March 2021

Easy to use and effective.

Takes the hassle out of saving by doing it for you. There is no longer a worry about being able to afford to save, as the algorithm makes sure you are never overstretched. It's effective in helping to accumulate large sums of money without having to think about it. Reviewed on: 10th March 2021

Great app

User friendly app and the auto save feature has really helped kick start my savings Reviewed on: 10th March 2021

Market leading saving rate and a clever AI-based app that helps you save

Getting 1.25% return on my savings is unheard of in the current climate so very happy with that. The AI-based app works really well at squirrelling away amounts you can afford on a regular basis, helping to save without noticing (too much), and which over time can add up to significant amounts of money. Reviewed on: 10th March 2021

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