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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Innovative saving platform

4
Quick and easy to use. Looking forward to the added functionalities. Reviewed on: 10th March 2021

Looking forward to ChipX

5
I’ve used this for a while but I’m excited about the new investments functionality coming with ChipX soon Reviewed on: 10th March 2021

Easy way to accumulate savings without noticing

5
Chip just sits in the background and squirrels away money for you. It's great! And they've improved it immensely over the past year with good interest rates and a cleaner simpler UI which is more professional and less gimmicky. Reviewed on: 10th March 2021

Made saving so easy!

5
From the moment I started using Chip I managed to save money I’d never had thought of putting aside. Chip takes the guesswork out of saving and I now think it’s a must have app. Highly recommended. Reviewed on: 10th March 2021

Makes Saving Easy

5
Chip has made saving really easy. You’re able to choose your saving level and makes you save when you wouldn’t necessarily think to. Money is easy to access if you need to spend some of your savings and the different interest products give you a lot of options. I definitely wouldn’t have saved as much of it hasn’t been for Chip. Reviewed on: 10th March 2021

Addicted to saving

5
This app started my saving journey and helped me to control spending and save for important things. Great ux and definitely recommended. Reviewed on: 10th March 2021

Great User Experience & Support

5
The Chip app provides a fantastic seamless user experience. In addition, when contacting the Chip team for support; responses are very quick and clear. Reviewed on: 10th March 2021

Simple, easy and completely handsfree

5
Great app that enables you to silently save - pennies and pounds on a regular basis quietly being tucked away for those rainy, or very sunny, days. Reviewed on: 10th March 2021

Superb Savings!

5
I joined Chip at the start of their journey and it has helped me to save over £10,000 so far!! Especially during the pandemic this has been amazing! The AI powered auto savings are so useful, you can just leave it running and forget about it. Then you come back a while later to a big pile of cash you have saved without realising! Amazing!! Reviewed on: 10th March 2021

What a great way to save!!

5
What a great innovative app that has allowed me to save, without even noticing! I have tried over the years to save and failed miserably. So, far I have £3,680 in just one year and not changed my lifestyle in anyway. Love it!!! Reviewed on: 10th March 2021

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