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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy saving with a great rate!

This account is flexible in that you can have AI savings switched on or not. Accessible at the tap of a button with a great rate in the current climate. Would recommend! Reviewed on: 10th March 2021

Great Bank

I really love the idea of the automatic saves and this really helps you save money when you don’t even realise. Customer service is incredible, definitely recommend! Reviewed on: 10th March 2021

Fantastic rate and great app

Fantastic app that helps you save without noticing it. Plus the rate is fantastic! What’s not to like? Reviewed on: 10th March 2021

Easy to use, competitive rate

Very easy to use this app, and one of the best instant-access savings rates around at the moment. Reviewed on: 10th March 2021

The best financial app ever

Chip has revolutionised my family’s savings habits. I love that it “steals” money every few days and saves it for you! It’s like being robbed in the best way possible! Reviewed on: 10th March 2021

Amazing app!

This is a super amazing app, that helps you save soo much money. Highly recommend! Reviewed on: 10th March 2021

Amazing

Fab app, easy to use, love the separate pocket element. Reviewed on: 10th March 2021

Easy to use and excellent interface

Great app, easy to use products and a great interest rate. Would highly recommend to others and have already made a referral. Reviewed on: 10th March 2021

Saving made easy

I've been using the chip app since it's early days have manage to save a significant amount without really trying. The period Auto-Saves are small enough I don't notice but really accumulate quickly. Recent introduction of a 1% saving account has helped offset the small fee uncured from using their AI based account. Definitely recommended. Reviewed on: 10th March 2021

easy to use, good rates

app based savings, auto saving feature, very easy to use , great rates Reviewed on: 10th March 2021

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