Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
5725% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Amazing

5
Efficient and easy, would recommend Reviewed on: 10th March 2021

Simple but effective saving

5
Effortlessly helps you put spare money away Reviewed on: 10th March 2021

Best savings app

5
This is the easiest savings app I’ve ever used and it has transformed how I save. I don’t notice it leaving my bank, I can set personal savings goals and it’s so easy. I have saved more using chip than anything else. Reviewed on: 10th March 2021

User Friendly

5
Great app that has allow me to save money in fast seamless way. Reviewed on: 10th March 2021

Easy Option

5
I find the Chip app easy to understand and it makes saving a simple process. Reviewed on: 10th March 2021

Simple to use - intuitive

5
Very easy process to join chip, navigate their website and save money. Reviewed on: 10th March 2021

Saving

5
Offers an easy and accessible way to save money Reviewed on: 10th March 2021

Highly recommend

5
So easy to use and keep track of savings through the app and their savings rate is excellent, far better than my bank can offer me. Great user community as well. Reviewed on: 10th March 2021

Hidden saves to give surprise purchases

5
This is a great app to take small amounts of money that you won’t miss. Over a period of time you realise you have hundreds of pounds, if not more, that you would otherwise probably not have saved. This has allowed me to get a new laptop and help towards a weekend break. Reviewed on: 10th March 2021

Great way to auto save cash

5
Really impressed with Chip's algorithms which make saving a bit extra each month easy. Their UI is clean and easy to navigate and I've been impressed with their chat feature for support. Overall a great app. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 256 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1035 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products