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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great innovative savings

Having taken the opportunity of a decents savings rate, I didn't really understand the Chip aurosave element, but it's been great for me. I'm saving for a trip to Finland later in the year and this is perfect Reviewed on: 10th March 2021

Great app

Great interface, good customer service. Really incentivises you to save! Reviewed on: 10th March 2021

Awesome convenient saving app

Chip keep things fresh and fun when dealing with something that is dull and boring. Their automated process of making savings keeps things convenient and hassle-free. I’ve already saved WAY more cash than I would have done without Chip. I look forward to them introducing new functionality that helps make saving even more easy and convenient! Reviewed on: 10th March 2021

Great Savings Initiative

I love Chip. It is a great savings initiative. I have been able to make additional savings on a weekly basis that I otherwise would have spent had it just been sitting in my bank account. Reviewed on: 10th March 2021

Amazing and simple way to save!

Chip is great it takes only amount of cash that I can afford to save and builds up a nice rainy day / holiday fund etc. I would recommend to anyone! Reviewed on: 10th March 2021

Enabling people who are terrible at saving to SAVE!

I’m terrible at saving money but now I have Chip I’ve actually got a lot of savings! Their algorithms are fantastic, they allow money to drip into my saving pot (chip) from my current account without me even knowing!! Love it! 100/100 Reviewed on: 10th March 2021

Best saving app

This app has changed the way I save and made it so much easier to save and handle my money. I've never been a good saver until I got the chip app. I recommend it to everyone. Reviewed on: 10th March 2021

Amazing way to save without noticing

I've been saving with Chip for some time now - it connects to my bank and lets me know how much I can save, taking into account my normal outgoings so I don't go overdrawn. The app is very slick, and it has started to offer new products (investments / peer-2-peer lending) which give me options of what I want to do with my savings. I've recommended it to friends & family, and can't rate it highly enough! Reviewed on: 10th March 2021

Enables me to save effortlessly

The automatic saves make it so easy to put money away each month based on how much I can afford. I love it! Reviewed on: 10th March 2021

Glad that I signed up

Efficient set up and great service to assist with saving. Will use for the long-term Reviewed on: 10th March 2021

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