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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
5725% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Excellent app

5
Chip is an excellent way to save. Me and my partner have been using it to save for our wedding. It’s easy to use effortless and you have access to withdraw money at any time. Reviewed on: 10th March 2021

Easy to use and even easier to save!

5
This app does everything the easy and simple way, what isn't there to love about that? In no time I can see my savings growing and with market leading rates, you really cannot beat this app Reviewed on: 10th March 2021

Takes the hard work out of saving!

5
Takes small amounts that you can afford without missing it! Reviewed on: 10th March 2021

Simple way to Save

5
Chip helps you save. Small amounts become bigger amounts - really happy with their new interest based account for longer term savings. Such a positive experience. Reviewed on: 10th March 2021

Best savings rate available

5
Simple, easy to use app. It also has the best savings rate available at 1.25%, much better than the next best. Reviewed on: 10th March 2021

Great AI system

5
Made me save thousands of pounds over short period of time without even noticing. Reviewed on: 10th March 2021

Easy to save

4
Easy to save little and often without having to make a conscious effort Reviewed on: 10th March 2021

Easy peasy online savings

5
I love this app. The automatic savings are great and super useful. It's saving without having to think about it. Love it! Reviewed on: 10th March 2021

Best on the market

5
They are the best and also offer many more unadvertised rewards Reviewed on: 10th March 2021

Easy savings

4
Great interest rates processing and withdrawals could be faster Reviewed on: 10th March 2021

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