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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Enabling people who are terrible at saving to SAVE!

I’m terrible at saving money but now I have Chip I’ve actually got a lot of savings! Their algorithms are fantastic, they allow money to drip into my saving pot (chip) from my current account without me even knowing!! Love it! 100/100 Reviewed on: 10th March 2021

Best saving app

This app has changed the way I save and made it so much easier to save and handle my money. I've never been a good saver until I got the chip app. I recommend it to everyone. Reviewed on: 10th March 2021

Amazing way to save without noticing

I've been saving with Chip for some time now - it connects to my bank and lets me know how much I can save, taking into account my normal outgoings so I don't go overdrawn. The app is very slick, and it has started to offer new products (investments / peer-2-peer lending) which give me options of what I want to do with my savings. I've recommended it to friends & family, and can't rate it highly enough! Reviewed on: 10th March 2021

Enables me to save effortlessly

The automatic saves make it so easy to put money away each month based on how much I can afford. I love it! Reviewed on: 10th March 2021

Glad that I signed up

Efficient set up and great service to assist with saving. Will use for the long-term Reviewed on: 10th March 2021

Excellent app

Chip is an excellent way to save. Me and my partner have been using it to save for our wedding. It’s easy to use effortless and you have access to withdraw money at any time. Reviewed on: 10th March 2021

Easy to use and even easier to save!

This app does everything the easy and simple way, what isn't there to love about that? In no time I can see my savings growing and with market leading rates, you really cannot beat this app Reviewed on: 10th March 2021

Takes the hard work out of saving!

Takes small amounts that you can afford without missing it! Reviewed on: 10th March 2021

Simple way to Save

Chip helps you save. Small amounts become bigger amounts - really happy with their new interest based account for longer term savings. Such a positive experience. Reviewed on: 10th March 2021

Best savings rate available

Simple, easy to use app. It also has the best savings rate available at 1.25%, much better than the next best. Reviewed on: 10th March 2021

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