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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Amazing savings app

A great way to encourage saving using AI Reviewed on: 10th March 2021

From saving zero to saving hero

I couldn’t save any money to ‘save’ my life, small saves seems to be a movement at the moment in the financial world but chip makes it fun and certainty creates a real platform for change, excited to see where Simon and the amazing team behind chip take it! Ben Reviewed on: 10th March 2021

Savings account

The name of the account Chip is exactly what it does, it chops away at excess money to allow you to save. I could not recommend enough. Reviewed on: 10th March 2021

Easy, breezy, amazing saving!

I have been using Chip for about 4 years and have been able to save an incredible amount of money without even noticing it being taken out of my account! It’s so user friendly and you can withdraw money at any time which is appealing. I couldn’t recommend it more! Reviewed on: 10th March 2021

Easy to use and set up

The app was super simple to open and connect to my existing account. It allows me the freedom to save without even noticing and therefore super helpful. Also gives me a higher interest rate that what most are offering atm. Reviewed on: 10th March 2021

What an app

A superb little app for saving cash Reviewed on: 10th March 2021

User friendly app with good headline rate

The app is very user friendly and has an attractive user interface. The rate on the Chip + 1 account is way ahead of anything in the market. Reviewed on: 10th March 2021

Excellent

Chip has helped me save >£20k, thank you! Reviewed on: 10th March 2021

Easy to use good savings

Improved my savings without me even noticing. Good app with friendly emails/updates. Nothing bad to say about it! Reviewed on: 10th March 2021

Great app, easy to understand, good rates

I have been using Chip for over a month now and have found the app very easy to use and to understand. The interest rates are also better than with the usual banks, so I totally recommend it. Reviewed on: 10th March 2021

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