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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing app!!!

5
Helped me save when I've never been able to do so before. Reviewed on: 10th March 2021

Good app

4
Good app that helps save. Good features such as auto save although would be better if you can personalise more. Reviewed on: 10th March 2021

Really easy to use

5
Really like the AI savings - as well as the savings rate. Reviewed on: 10th March 2021

You simply dont get this anywhere else, fantastic.

5
Great rates, fantastic app, simple integration, what more can you ask for! Reviewed on: 10th March 2021

Worry free saving

5
So easy to use with lots of extra incentives. I love the little chip savings every few days. The more money I have in my current account, the more chip will transfer over - it’s completely worry free! Reviewed on: 10th March 2021

Amazing savings app

5
A great way to encourage saving using AI Reviewed on: 10th March 2021

From saving zero to saving hero

5
I couldn’t save any money to ‘save’ my life, small saves seems to be a movement at the moment in the financial world but chip makes it fun and certainty creates a real platform for change, excited to see where Simon and the amazing team behind chip take it! Ben Reviewed on: 10th March 2021

Savings account

5
The name of the account Chip is exactly what it does, it chops away at excess money to allow you to save. I could not recommend enough. Reviewed on: 10th March 2021

Easy, breezy, amazing saving!

5
I have been using Chip for about 4 years and have been able to save an incredible amount of money without even noticing it being taken out of my account! It’s so user friendly and you can withdraw money at any time which is appealing. I couldn’t recommend it more! Reviewed on: 10th March 2021

Easy to use and set up

5
The app was super simple to open and connect to my existing account. It allows me the freedom to save without even noticing and therefore super helpful. Also gives me a higher interest rate that what most are offering atm. Reviewed on: 10th March 2021

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