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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

What an app

5
A superb little app for saving cash Reviewed on: 10th March 2021

User friendly app with good headline rate

5
The app is very user friendly and has an attractive user interface. The rate on the Chip + 1 account is way ahead of anything in the market. Reviewed on: 10th March 2021

Excellent

5
Chip has helped me save >£20k, thank you! Reviewed on: 10th March 2021

Easy to use good savings

5
Improved my savings without me even noticing. Good app with friendly emails/updates. Nothing bad to say about it! Reviewed on: 10th March 2021

Great app, easy to understand, good rates

5
I have been using Chip for over a month now and have found the app very easy to use and to understand. The interest rates are also better than with the usual banks, so I totally recommend it. Reviewed on: 10th March 2021

Chip makes me save money simply

5
Before Chip I was awful at saving money but since using the app I can save small amounts easily without feeling it simply and seamlessly Reviewed on: 10th March 2021

Makes saving super easy and fun

5
Chip makes it so easy and painless to save. The app is really user-friendly and I like all the different options, the flexibility and so on. I’d definitely recommend Chip to others! Reviewed on: 10th March 2021

very easy to use

5
the app is very easy to use you have the choice to have auto save on or off , have already got a friend to start using and decent interest rate Reviewed on: 10th March 2021

Easy saving

5
The automated saves allow you to put money aside without thinking about it. It’s also very manageable and if in one moment you can’t make a save or save as much you can adjust or cancel the save! It’s brilliant!! Reviewed on: 10th March 2021

Easy savings

5
The Chip app was easily marketed and I knew exactly what it was. I have already started saving and can see my pending bonus which is a real incentive to keep the money in there. Reviewed on: 10th March 2021

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