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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy, personal and effective

Chip have come up with the easiest, most personal and effective way to save money. They continue to expand their offering and keep their savers at the centre of every decision they make Reviewed on: 9th March 2021

Life saver!

I cannot for the life of me rely on myself to save manually. Chip has been a god send! Reviewed on: 8th March 2021

Amazing app

Makes saving easy! Highly recomended Reviewed on: 4th March 2021

Glad to be back!

This is my second occasion of being a Chip user. I previously stopped using the app to focus on clearing short term debt. Since returning, it’s clear the app has moved forward by a long, long way. The design is fantastic, it’s incredibly easy to use and I’m pleased to be accruing more interest with Chip than with my main bank. I’ll be continuing to share the app with all who’ll listen. Thank you, Chip! Reviewed on: 3rd March 2021

All round great saving app

All round app that pays a great interest rates and painless in adding cash or the App can do it all for your on regular intervals.. It helped me save for a nice holiday in October Reviewed on: 2nd March 2021

Best savings app

Fun interface, friendly customer service and highest interest rates out there Reviewed on: 2nd March 2021

Great bank

Great system, easy to use and top customer service Reviewed on: 2nd March 2021

Fantastic savings app

Been saving with Chip for years! It’s a great automated savings app, which allows you to effortlessly save without it feeling like a burden. The features on the app are evolving all the time too! Fantastic! Reviewed on: 1st March 2021

Superb, easy way to save money

I've always been terrible at saving, but since downloading Chip about 2 years ago all that has changed. I now proactively look to plan what I save and their goals feature really does help assist you in keeping track of what you're working towards. Reviewed on: 1st March 2021

Couldn't recommend more

I've been using chip for a few years now, and as someone who is incredibly bad at saving money... Its safe to say this app has saved my butt a few times. The AI auto save algorithm is so handy, I'd never think to put money aside myself and I'm prone to over spending, so it's incredibly useful having my savings to fall back on in hard times. It's so clever and I recommend the app to absolutely everyone - to the extent theyre probably fed up of hearing it! Chip has changed the way I think of money and has taught me not to be so reckless so I can only say thank you. Reviewed on: 1st March 2021

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