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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing app

5
Great app for super easy savings! Reviewed on: 10th March 2021

Great passive savings service

5
Great for saving in the background without having to think about it. Reviewed on: 10th March 2021

Great interest

5
Very good rates and products. Would use again. Reviewed on: 10th March 2021

Effortless access to the best returns on the market

5
Incredibly easy register and save. It's allowed to to automate my savings while growing my money at a time when interest rates are at a record low. Looking forward to Chip's investments launch! Reviewed on: 9th March 2021

Longtime User

5
Have been using this app for years and it has helped me save for a deposit on a mortgage as well as consistently maintaining a savings account for emergency's and spare change. Can't rate highly enough. Reviewed on: 9th March 2021

Easy, personal and effective

5
Chip have come up with the easiest, most personal and effective way to save money. They continue to expand their offering and keep their savers at the centre of every decision they make Reviewed on: 9th March 2021

Life saver!

5
I cannot for the life of me rely on myself to save manually. Chip has been a god send! Reviewed on: 8th March 2021

Amazing app

5
Makes saving easy! Highly recomended Reviewed on: 4th March 2021

Glad to be back!

4
This is my second occasion of being a Chip user. I previously stopped using the app to focus on clearing short term debt. Since returning, it’s clear the app has moved forward by a long, long way. The design is fantastic, it’s incredibly easy to use and I’m pleased to be accruing more interest with Chip than with my main bank. I’ll be continuing to share the app with all who’ll listen. Thank you, Chip! Reviewed on: 3rd March 2021

All round great saving app

5
All round app that pays a great interest rates and painless in adding cash or the App can do it all for your on regular intervals.. It helped me save for a nice holiday in October Reviewed on: 2nd March 2021

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