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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Great bank

Great system, easy to use and top customer service Reviewed on: 2nd March 2021

Fantastic savings app

Been saving with Chip for years! It’s a great automated savings app, which allows you to effortlessly save without it feeling like a burden. The features on the app are evolving all the time too! Fantastic! Reviewed on: 1st March 2021

Couldn't recommend more

I've been using chip for a few years now, and as someone who is incredibly bad at saving money... Its safe to say this app has saved my butt a few times. The AI auto save algorithm is so handy, I'd never think to put money aside myself and I'm prone to over spending, so it's incredibly useful having my savings to fall back on in hard times. It's so clever and I recommend the app to absolutely everyone - to the extent theyre probably fed up of hearing it! Chip has changed the way I think of money and has taught me not to be so reckless so I can only say thank you. Reviewed on: 1st March 2021

Easy way to save!

This is great for people like me who lack motivation to save. It works out what you can afford and does it for you. If you don’t want to save the amount it suggests you can cancel or adjust the amount. Would def recommend! Reviewed on: 1st March 2021

Brilliant savings account

Love that I can choose how much to save not only weekly but able to top up anytime Reviewed on: 28th February 2021

Excellent

They're absolutely amazing. I trully reccomend. Reviewed on: 28th February 2021

Great app

Chip does a great job of saving on my behalf - hardly notice the money moving, but it builds up surprisingly quickly. App is nice to use too, and new products seem good Reviewed on: 27th February 2021

Great app!

I really like the look and feel of the app. I also like the features coming up in the future like the investment plans. I think the saving concept is great! Reviewed on: 26th February 2021

Great service

This has been great for saving up and paying off buy now pay later purchases. Reviewed on: 26th February 2021

Got me motivated to save

Great, easy to use app, which takes the effort out of saving and puts the interest in to it. Great, market leading saving products. Great culture. Reviewed on: 26th February 2021

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