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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

5725% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great and easy to use

Chip is amazing for letting me save without realising it! It has been a lifesaver over the past year as its meant I've always had a rainy day fund Reviewed on: 25th February 2021

Great App

Great App, Great Service and more to save Reviewed on: 24th February 2021

EEEZY SAVE

JUST SIT BACK AND WEATCH YOUR BALANCE GROW. Reviewed on: 24th February 2021

Superb concept that encourages effortless savings

I'm so impressed with Chip. It has helped me - someone who forgets to put money aside - save thousands since I've been using it. And painlessly. Every body should use it. Reviewed on: 24th February 2021

Innovative fin tech company

Chip far outshines regular banks with their innovation towards the best fintech ideas, they're not a traditional bank but keep the traditional values of great customer service but with all the benefits of emerging financial tech ideas. Adding massive funds such as BlackRock as an option on top of having a market leading savings rate is brilliant for the average working person. Take comfort in knowing that your money is being looked after by people like you, who want value for their savings! Reviewed on: 23rd February 2021

Makes saving easy and managable

I like Chip a lot and I think its improved since the AI feature came along. Savings amounts seem more realistic now but there is a charge for using this which isn't ideal given the standard 0% return at the moment. There's a new 1.25% account but you have to invite someone new to enable it - problem is I am an early adopter and already got my friends and family to sign up so I won't be able to unlock this benefit now. Overall a great app and makes it fun and easy to save! You used to be able to make quick deposits based on a 'slice of pizza', 'a coffee' etc. but I can't find that option anymore. A great app overall! Reviewed on: 23rd February 2021

Secret Saver

Easy to use and connect to. Has helped me save easily and without me noticing Reviewed on: 18th February 2021

Makes life so easy

I didn’t realise how easy it was to save money! Reviewed on: 17th February 2021

Poor app and services

Poor customer service and app wasn't very useful Reviewed on: 17th February 2021

Effortless Saving and excellent returns.

Saving is made easy with the Chip app. Link it to your bank account and sit back and relax while the algorithm calculates what you can afford to save without causing you pain and automatically transfers it to a market-beating, easy access interest rate account. Now, at a time when rates are so low on the high street, this company's app is win-win! Reviewed on: 17th February 2021

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