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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

A good little savings app

Easy to save and those few pounds build up... Reviewed on: 7th February 2020

A game-changer!

I wholeheartedly support chip in everything they do. Their continuous efforts for improvement to the app, services and system. The app has saved me so many times when I've had more in there than I thought, and I honestly couldn't be without. Reviewed on: 7th February 2020

Easy and efficient

Easy to use platform and makes you feel happy about saving Reviewed on: 6th February 2020

New Way of Saving

Fantastic app to help you save without actually noticing - leading the way for the future. Support staff are great, keep you up to date with any changes, maintenance etc and always go above and beyond. Can’t fault this app, it has really helped me save a lot of money and changed my mindset in the way I spend Reviewed on: 6th February 2020

So easy

Chip is able to work out exactly how much I can afford to save without dropping me in the red. Never had a problem that wasn't resolved by their hard working and attentive staff. Reviewed on: 6th February 2020

Awesome savings app

I have managed to save so much money through chip that I would’ve not normally have saved Reviewed on: 6th February 2020

My Savings Friend

The app squirrels amounts away quite regularly (customers choose how often/much on a scale of 1 to 5). I like to not look at the total until I actually need it, then I get a nice surprise as it nails me out of an overdraft situation or allows me to buy a special present or take as holiday money. Reviewed on: 6th February 2020

Chip!

I’ve said nearly £2000 over the past 18 months without going short. It really means every little helps. , withdrawal is easy and you can sit back and let savings build. What’s not to love Reviewed on: 6th February 2020

Savings Made Easy

If you’re looking to save but need some flexibility on set amounts, but hate to see the big number come out of your account every month, definitely give Chip a go. You can set your own savings level and with it’s clever algorithm Chip will deduct money every few days which you will barely notice. Did I also mention you get 1% interest for every friend you refer? Reviewed on: 6th February 2020

Helped me in so many ways

Chip has helped me budget better and saving consistently. I would always say that I can’t afford to put away this amount etc, but with chip it happens and I cope. It’s allowed me to make big purchases without having to use a credit card or to buy on it credit. I also enjoy saving, makes me feel less stressed as I know I’m consistently putting money away. I LOVE IT!! Reviewed on: 6th February 2020

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