Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

View other Chip products

4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18463)

Savings Made Easy

If you’re looking to save but need some flexibility on set amounts, but hate to see the big number come out of your account every month, definitely give Chip a go. You can set your own savings level and with it’s clever algorithm Chip will deduct money every few days which you will barely notice. Did I also mention you get 1% interest for every friend you refer? Reviewed on: 6th February 2020

Helped me in so many ways

Chip has helped me budget better and saving consistently. I would always say that I can’t afford to put away this amount etc, but with chip it happens and I cope. It’s allowed me to make big purchases without having to use a credit card or to buy on it credit. I also enjoy saving, makes me feel less stressed as I know I’m consistently putting money away. I LOVE IT!! Reviewed on: 6th February 2020

Great app, makes saving a doddle

I love this app to automate small regular savings Reviewed on: 6th February 2020

Saving made easy

An app that makes saving as easy as spending. Reviewed on: 6th February 2020

Excellent savings mechanism

Really good for saving without even noticing. Reviewed on: 6th February 2020

Life Changing!

I’m on a very low income and saving is really tough but Chip makes it so much easier. I’ve been able to save for all kinds of things that I otherwise would have struggled to finance because small sums often don’t seem worth saving and get frittered away on silly purchases. However, Chip’s brilliant system takes a bit here and there, when you can spare it, and it soon adds up. I love them! Reviewed on: 6th February 2020

Saving with Chip is amazing

Chip has helped me save regularly towards our first family holiday in 18 years! Reviewed on: 6th February 2020

Great app

Really helpful for saving! Without even noticing! Reviewed on: 6th February 2020

Best personal finance app

Ease of registration and setup. Opportunity to Chip in and invest not only in the autosaving scheme but also in the company! Reviewed on: 6th February 2020

The easiest way to save

I’ve saved nearly £3,000 in two years without really trying. Chip takes a little and often, taking the stress out of saving and making sure those extra pennies get saved and not spent! Reviewed on: 6th February 2020

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from Modulr 2.14 from 4 reviews
Payments
from Payzone 3.00 from 2 reviews
Money Transfer
from Smart Currency Exchange 4.63 from 31 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub