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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Automatically trouble free

5
Manages itself automatically and takes a few £ every now and again. Very simple and easy Reviewed on: 6th February 2020

Amazing and intuitive

5
A great savings app which automatically allows you to save without realising :) Reviewed on: 6th February 2020

Life-saver, so simple but brilliant

5
Chip is such a clever little app, especially for people like me who are rubbish at saving money. I've funded so many fun trips I would never have afforded without it. Fuss free and life-saving, thank you Chip! Reviewed on: 6th February 2020

An easy and effective savings app

5
Amazing app, saved far more than I thought I ever would through this app. Have recommended to all my friends who want to save money. Without this app I wouldn’t have been able to go on my last two holidays. 100% to anyone and everyone Reviewed on: 6th February 2020

Great idea, painless saving

5
Particularly good for young people with no natural saving propensity Reviewed on: 6th February 2020

It's so easy...

5
Ridiculously easy to save, and before you know it, it has amounted to a significant amount. Top job Chip. Reviewed on: 6th February 2020

Fab!

5
Automatic savings... what could be better? I little here and there soon mounts up to a big saving Reviewed on: 6th February 2020

Cynical when I first heard about it but Oh My God! I now have savings!!

5
Having always been a bit reckless with cash, I now have money saved for the first time in my life. I've been saying for years I want to go to the South Pacific but never done anything to make it happen. That's changed since downloading this app. With little effort I've been squirrelling money away for over a year and hopefully for my 40th birthday I'll be celebrating it on a tropical island. Thanks a million Chip (and Ben who pestered me to join in the first place)! Reviewed on: 6th February 2020

Best savings plan ever

5
I love how simple Chip is. It quietly ‘chips’ away at my account in the background to help me top up my savings on a regular basis and I’ve been thrilled at how much money I’ve saved without really noticing it. What’s even better is how simple it is to use, how easy it is to top up manually and to withdraw the money if and when I need to! Thanks Chip for transforming the way I save! Reviewed on: 6th February 2020

Super easy and very effective app

5
It’s so easy to build up savings using this app. There is flexibility in how much and when you save. You can focus on achieving specific goals and the support available if issues do crop up is always super helpful. Reviewed on: 6th February 2020

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