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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Fantastic app

I never realise that the money has been taken from my account. Withdrawals are so quick and easy too. Reviewed on: 6th February 2020

Easy saving

Great customer service, easy to use app, motivating messages to save and effortless saving! Reviewed on: 6th February 2020

Innovation at its best

The whole experience with Chip is just new and refreshing. They have I think turned saving upside down. I have never invested in shares before but I was so impressed I just had to back Chip. It’s great service and a fantastic idea Reviewed on: 6th February 2020

Could do better

After now a couple of years with Chip, I have experienced some frustrations over the or lack of transparency management and running of my account Reviewed on: 6th February 2020

Loving this idiot proof app

Chip has been helping me grow my savings for almost a year now - definitely the smartest financial move I made last year , lol. I was recommended by 2 of my children and being a true dinosaur and generally terrified by apps most of the time, I was relieved to find it virtually idiot-proof and have since introduced my equally app-phobic husband too. I can't recommend Chip highly enough and have recently become an investor . Reviewed on: 6th February 2020

I love Chip (and chips)

I never thought I’d be able to save money. I’m 40 and I’ve never saved successfully before. I’ve tried. Time and again. But always failed. And with Chip I’ve been saving like clockwork for a couple of years now. I love the mini deposits and I love how easy it is to access my money. I wish I got some interest but hey ho. Great start Chip! Reviewed on: 6th February 2020

Effortless saving

so easy to use. Savings just add up without any effort. Great level of control too. Reviewed on: 6th February 2020

Saving made easy

I’ve been using Chip for around 2 years now and barely notice it working in the background - “chipping away” - and building frequent small amounts of money and it certainly builds up over time. You feel like you’re rewarding yourself when you can access your funds easily and for specific goals. I’d recommend it for those who don’t or can’t save - you’re in control the entire time as well. Reviewed on: 6th February 2020

Great way to save money

Great way of saving money. Hassle free, savings are taken automatically, recommend to everyone Reviewed on: 6th February 2020

Easy savings

Easy to setup just leave the chip app to do its job and you'll never know its their and the savings just build up without missing the bits and drabs of money. Nice surprise opening the app to see how much has been saved yet never went overdrawn. Reviewed on: 6th February 2020

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