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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Automated simplicity

5
It’s a great app which automates my saves, so simple!! It calculates what I can afford to save and I don’t even have to think about it. Reviewed on: 6th February 2020

The easiest way to save money!

5
Intelligent, easy saving without noticing it. Would absolutely recommend. Reviewed on: 6th February 2020

Nice savings app

5
Great app for saving money without realising it. Really easy to use and it has been reliable. Reviewed on: 6th February 2020

Very easy to use

5
I have struggled saving money, but with this app it’s easy. They take a small amount and it build up to a lot. Reviewed on: 6th February 2020

Amazing way to save, without saving!

5
I set this up about 9 months ago and just let it run. The money coming out my account is money I’m not missing and as well as the automatic saves I do a manual one on payday. So far I’ve managed to save £3650 and the best bit is I’ve not noticed it or missed it! Brilliant app, excellent support and a fun community! Reviewed on: 6th February 2020

helps save for the nice things in life

5
Chip has allowed me to have cash for the nice things in life, but also allowed me to pay for a heavy and unexpected bill when my elderly mothers boiler blew up. The best app I have ever downloaded... I have recommended this app to many friends and recently invested in the company... Reviewed on: 6th February 2020

Easy saving

5
I can never put money away myself but leaving chip running in the background I’ve saved over 1k in a few months. It’s very easy to adjust or pause the savings levels if you need to Reviewed on: 6th February 2020

Good to get people into regular saving.

4
Good app for getting people into regular saving. The interface can get a bit 'casual' (for want of a better word) but overall its a good app. Reviewed on: 6th February 2020

Really easy savings app

4
Great savings app which requires no proactive involvement by the saver. Easy to pause if there’s a reason you don’t want to save. Reviewed on: 6th February 2020

Quick and simple

5
A super way to save, and something you can just set up and forget about. It creates my holiday fund without any hassle! Reviewed on: 6th February 2020

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