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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Very easy to use

I have struggled saving money, but with this app it’s easy. They take a small amount and it build up to a lot. Reviewed on: 6th February 2020

Amazing way to save, without saving!

I set this up about 9 months ago and just let it run. The money coming out my account is money I’m not missing and as well as the automatic saves I do a manual one on payday. So far I’ve managed to save £3650 and the best bit is I’ve not noticed it or missed it! Brilliant app, excellent support and a fun community! Reviewed on: 6th February 2020

helps save for the nice things in life

Chip has allowed me to have cash for the nice things in life, but also allowed me to pay for a heavy and unexpected bill when my elderly mothers boiler blew up. The best app I have ever downloaded... I have recommended this app to many friends and recently invested in the company... Reviewed on: 6th February 2020

Easy saving

I can never put money away myself but leaving chip running in the background I’ve saved over 1k in a few months. It’s very easy to adjust or pause the savings levels if you need to Reviewed on: 6th February 2020

Good to get people into regular saving.

Good app for getting people into regular saving. The interface can get a bit 'casual' (for want of a better word) but overall its a good app. Reviewed on: 6th February 2020

Really easy savings app

Great savings app which requires no proactive involvement by the saver. Easy to pause if there’s a reason you don’t want to save. Reviewed on: 6th February 2020

Quick and simple

A super way to save, and something you can just set up and forget about. It creates my holiday fund without any hassle! Reviewed on: 6th February 2020

Fantastic

Amazing service, wonderful product that works seamlessly in the background without you noticing - everything you could want from a savings service Reviewed on: 6th February 2020

Revolutionary!!!!

This has completely changed how I save and I've saved nearly £3000 in a year with this. I love it Reviewed on: 6th February 2020

Great app

I am terrible at saving this app has helped me save over 2 grand! Enough said Reviewed on: 6th February 2020

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