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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great saving tool

5
I’ve saved so much money using this app and now I’m ready to use it for the deposit on my first home, it’s amazing!! So many of my friends are now saving too! Reviewed on: 6th February 2020

Easy way to save

5
Easy b to save monpney and not spend it on junk, youy don't feel it and you can control for much gets saved! Reviewed on: 6th February 2020

Excellent Savings app

5
O ver £3000 saved without kniwing Reviewed on: 6th February 2020

Chip has made saving so easy!

5
I used Chip to help me save for a holiday, I'm notorious for putting away savings, convincing myself that I'll always put away whatever is left over at the end of the month bur I simply never do. Chip stashes away little and often meaning I never really miss it. I enjoy the ability to 'ramp up' my savings now too and it's great to have the positive encouragement. It's helped me develop healthier habits and I do now put away savings at the end of each month on top of what Chip saves me. Reviewed on: 6th February 2020

Saving made easy

5
Since the moment I joined Chip I could see the benefits. They take the effort out of saving turning my good intentions into actions. I know this way of saving is for those much younger than I but I love the premise and as well as using it myself I have recommended it to my son and other youngsters I know. I wish it had been around decades ago!! Reviewed on: 6th February 2020

Easy to use and does the job!

5
Works without even thinking about it which has meant I have managed to save for 2 extra holidays in the last 2 years! Reviewed on: 6th February 2020

Great app

5
I save without even thinking about it! It’s amazing Reviewed on: 6th February 2020

A Nifty App for Saving without realising it.

5
I have used Chip to pay towards my dream garden design. I'm currently in the process of using Chip to pay off my maxed out£1700 Student Overdraft which I hope to payoff by April this year. Chip is a really easy fun way to save for something without the stress or fuss. The one aspect that would be nice is to auto save by rounding up the odd couple of pence or pounds when buying items. But other than that it's all cool for school. Reviewed on: 6th February 2020

Helped me buy a house

5
Helped me save up to get a deposit on a house while the interest rate was 5% - since I’ve bought, I’ve managed to save a £1000 in 6 months without even trying - amazing! Reviewed on: 6th February 2020

I love chip

4
Great easy to use app, would recommend ❤️ Reviewed on: 6th February 2020

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