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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Brilliant

I would never have saved this amount with out chip. Paid for my holiday. Reviewed on: 6th February 2020

Chip has helped me save money

Chip has helped me save money for things such as Christmas and the summer holidays you can have more tgan one goal at a time and choose how much you want to save for each, chip never takes more than you can afford and gives you a chance to reverse the payment if you feel you might want that money that day. Reviewed on: 6th February 2020

Free money

Great little app that ticks away in the background, tucking money away whilst you don't even notice. Would love to see it earning a bit of interest as well. Reviewed on: 6th February 2020

Easy no-no se saving app

Easy set up and management of your saving. Saving has never been easier! Reviewed on: 6th February 2020

Excellent savings app

Great interface, excellent customer service, amazingly easy to save money Reviewed on: 6th February 2020

Very happy customer!

I'm always somewhat dubious about money apps but the ease of use, response time to worries and accessibility makes me taste Chip savings app at the top. Very user friendly Reviewed on: 6th February 2020

Best way to save

Great experience. Easy and simple way to save without noticing it. Easy to take money out when needed. Reviewed on: 6th February 2020

Fabulous! Easy and you dont feel it!

Chip is super easy to use. I don’t even feel my saves coming out. It uses algorithms to calculate how much I can save so the amount is as low as £1 at the end of the month. If it suggests an amount I think is too high because I know I have a big unexpected bill coming up, I can cancel the save straight away or adjust it. It tells me whether I’m on track to meet my savings goals and deadlines and is easy to withdraw any amount too. Usually within my bank account the same day! Reviewed on: 6th February 2020

Excellent service and ease of use

Is fit and forget, been using it now for a good few months and outs do easy and intuitive, even a spanner monkey like me can use it to his advantage Reviewed on: 6th February 2020

Painless saving

I’ve been using Chip for over 15 months now - I find it a painless way of save without feeling it Reviewed on: 6th February 2020

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