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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy saving

Have been using chip for almost 2 years. It's an easy-to-use app which makes saving easy and manageable. Reviewed on: 6th February 2020

Fantastic savings App

Chip is amazing! It makes me plan things I would have never have been able to do before. It enables me to save on my wage which I have never been able to do before. Reviewed on: 6th February 2020

Savings made easy

Been with chip for over a year now. Love the ease of saving as well as the flexibility should you wish to save a little less or a little more for a while. Everything done via a user friendly app. A simple way for people who find it hard to save Reviewed on: 6th February 2020

Simple Savings

What a great idea and very easy to use. Simple to increase, decrease or cancel your automatic saves, as well as being able to make manual saves. Have recommended to all my friends and everyone has managed to save over £1000 over the course of the year. Would highly recommend. Reviewed on: 6th February 2020

Chip great for saving

I'm not great at saving and this has helped a lot. Saving for a wedding currently. Reviewed on: 6th February 2020

Great savings super fast payout

I have been with Hip since it first started up it is a great way to save money. When you need to withdraw money it completes it instantly Reviewed on: 6th February 2020

New thinking

Savings is by no means a new idea, not to the world anyway - but for me. I’ve spent the past ten years being awful with money and Chip came along and showed me that, actually, I can control my money and make it work for me. Best bank account I’ve ever had! Reviewed on: 6th February 2020

Life saver for people who struggle to save

Since getting my first full time job after university it’s hard to get into the routine of saving and not getting carried away with spending, chip takes that worry away for me and even though I have a desperate savings account having chip in a separate app means I do not withdraw any money and always have a back up! It adds up so quickly to say you don’t notice it leaving Reviewed on: 6th February 2020

Smart Savings App

Easy to use, a savings app with personality, and one that rewards you. Reviewed on: 6th February 2020

Phenomenal!

This is the best money saving app I have come across. You have full control of how much you save, set yourself goals to save towards, and can easily withdraw. Great work you guys! Reviewed on: 6th February 2020

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