Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Phenomenal!

5
This is the best money saving app I have come across. You have full control of how much you save, set yourself goals to save towards, and can easily withdraw. Great work you guys! Reviewed on: 6th February 2020

Super app

5
So easy and you don't notice the saving going on. Reviewed on: 6th February 2020

Helped me buy a house!

5
Saving isn't always easy, chip allows you to passively save without substantial impact on every day life. Reviewed on: 6th February 2020

Life changing app!

5
I can’t recommend Chip enough! I’ve also been terrible at savings. I read about chip and gave it a go, and I’ve never looked back! I’ve saved nearly £2000 and more importantly I have the incentive to save as well. Thank you Chip Reviewed on: 6th February 2020

So easy to save

5
Brilliant app easy to use love it Reviewed on: 6th February 2020

Simple Safe Saving

5
I've managed to save over £3000 total with Chip thanks to it automatically saving small amounts when I can afford it. A fab app and I wouldn't own my own home now without it! Reviewed on: 6th February 2020

Stacking the savings painlessly

5
Just love Chip. Creams off just a little and often. Saved over £1000 in less than a year. Reviewed on: 6th February 2020

Painless to use

5
Works effortlessly in the background working out how much you can afford to save based on analysis of your bank account. Easy to save. Reviewed on: 6th February 2020

BRILLIANT

5
So easy to use, so easy to save! I am thrilled with the amount that I have saved with the help of Chip! Thank you all! Reviewed on: 6th February 2020

Savings!

5
This app is ALL you need to start saving! Reviewed on: 6th February 2020

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products