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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best Savings App

Love using chip and would 100% recommend it to my family and friends. As the app goes, it’s really easy to use and manage how much you want to save. As an idea, it’s amazing, you don’t even realise your saving as it’s always small yet manageable amounts that you don’t miss but it all really adds up in the end. Reviewed on: 6th February 2020

Unnoticeable savings!

I’ve managed to save almost half the money I need for a deposit on a house in less than a year by using this app. The auto saves help to slowly move towards your goals, but the ability to add manual saves is great and really boosts the amount you can put away. The interest rate is also far better that I get at my bank, it’s not even a competition it’s that different! Reviewed on: 6th February 2020

Stress free savings

Small amounts of money put away without even having to think about it! Reviewed on: 6th February 2020

Very easy to use and see what's going on only reason I didn't give 5***** is because I understood...

. the savings were calculated based on what you could save... So I assumed there would not be a transfer of funds if it put account into an overdraft situation.. It doesn't and last month put my account in the red for the first time in my life! I was not happy. I only realised because I went into my account to make another transaction. Reviewed on: 6th February 2020

Incredibly easy saving

The incredible but obvious thing is that there are alway times when there is a little extra - just don’t usually set it aside - Cip takes the indecision away and suggests it for you - quickly mounts up!! Reviewed on: 6th February 2020

Great savings App

Helps me save for the bigger things in life Reviewed on: 6th February 2020

Good

Hard to save usually and this just happens Reviewed on: 6th February 2020

The only time I have ever saved money

Couldn't live without it. Never notice it with the auto saves, but love the freedom of having manual as well. I love the ability to choose savings level so I can lower it when I'm having a tight month. Reviewed on: 6th February 2020

An easy way to save

I’ve been using the app for around 2 years and have recommended it to everyone I know who wants to try and save some money. It’s simple and effective and the first time I’ve managed to save a significant amount, and I barely notice the money that’s “chipped” off my account to be saved. Reviewed on: 6th February 2020

Love this app!

It's such a clever little thing and it just squirrels away your money and before you know it you have a load in savings! Reviewed on: 6th February 2020

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