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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

I can now save!

5
Chip is the sensible savings self you've always wanted. I hardly notice Chip taking automatic saves from my account and i never worry that it's taking too much! I can now put my savings towards my travelling plans. Thank you! Reviewed on: 6th February 2020

Awesome way to save without you noticing it! Very informative app. You can save for special events or just a rainy day

5
Just an easy way to save. Recommend it to a lot of people. Reviewed on: 6th February 2020

Ideal for the forgetful!

4
Been using chip for over a year now, used it as a piggy bank to help save for a course to change career. Being able to manually save any extra cash on top of what the algorithm saved with each pay packet made it easy to pile up the funds quickly and easily direct from the app. It helped me segregate my savings and enabled me to get all the money together, so mission accomplished! Reviewed on: 6th February 2020

Essential saving app!

5
After finding myself living in my overdraft, I was recommended Chip by a friend and I've raved about it ever since. Saving has never been more easy and the customer service is so quick and reliable. I feel like this app had helped me take control of my finances and my money health is so much better! Reviewed on: 6th February 2020

Great, useful and easy to use

5
This app makes it easy to save money without realising I’m actually doing it. It has paid for 2 holidays and will help pay for my 3rd! It’s great! Reviewed on: 6th February 2020

Great idea and excellent implementation

5
The application has been evolving non stop and the customer service is very good. Reviewed on: 6th February 2020

Effective saving in the background

5
Great app that saves little and often. Encourages saving by taking small and affordable chunks. Reviewed on: 6th February 2020

Awesome app

5
Chip is very easy to use once set up. The interest rate i have had is better than most banks offer and i love the auto saves and the gif that comes with it Reviewed on: 6th February 2020

The best saving app that exists

5
Chip makes it easy for ordinary people with busy lives to save for important things. It’s the single best app on the market today, I have tried all of the front runners and the only one that worked for me is Chip. Reviewed on: 6th February 2020

Chip off the old block

5
My Dad was always telling me to save for a rainy day and this is what the app is perfect for, you can set your saving level and sit back and watch the pounds build up even if you’re having a tight month you can defer the payment from leaving your bank account. It’s also quick and easy to transfer money back into my current account setting a savings goal is also a great idea to try and save too. Would be even better if it offered some interest rate on your savings Reviewed on: 6th February 2020

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