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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Essential saving app!

After finding myself living in my overdraft, I was recommended Chip by a friend and I've raved about it ever since. Saving has never been more easy and the customer service is so quick and reliable. I feel like this app had helped me take control of my finances and my money health is so much better! Reviewed on: 6th February 2020

Great, useful and easy to use

This app makes it easy to save money without realising I’m actually doing it. It has paid for 2 holidays and will help pay for my 3rd! It’s great! Reviewed on: 6th February 2020

Great idea and excellent implementation

The application has been evolving non stop and the customer service is very good. Reviewed on: 6th February 2020

Effective saving in the background

Great app that saves little and often. Encourages saving by taking small and affordable chunks. Reviewed on: 6th February 2020

Awesome app

Chip is very easy to use once set up. The interest rate i have had is better than most banks offer and i love the auto saves and the gif that comes with it Reviewed on: 6th February 2020

The best saving app that exists

Chip makes it easy for ordinary people with busy lives to save for important things. It’s the single best app on the market today, I have tried all of the front runners and the only one that worked for me is Chip. Reviewed on: 6th February 2020

Chip off the old block

My Dad was always telling me to save for a rainy day and this is what the app is perfect for, you can set your saving level and sit back and watch the pounds build up even if you’re having a tight month you can defer the payment from leaving your bank account. It’s also quick and easy to transfer money back into my current account setting a savings goal is also a great idea to try and save too. Would be even better if it offered some interest rate on your savings Reviewed on: 6th February 2020

Great savings App

Love Chip you don’t have to do anything, they automatically take the money out of your account for you or you can do a manual save. I would highly recommend them Reviewed on: 6th February 2020

Convenient saving

I was sceptical before joining chip as I’d never used a robo-savings app before. I have now been with them for over 2 years and I’m very pleased with their service levels and also how easy it is to save money with them. So much so I have recommended them to friends and family Reviewed on: 6th February 2020

Subconscious Saving

I always struggled very much with saving money, but Chip took all of the effort and thinking out of it, and allowed me to build up a comfortable amount of savings much more quickly than I would have. Reviewed on: 6th February 2020

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