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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18460)

Excellent savings app.

5
Chip works well in the background saving money. Reviewed on: 6th February 2020

Really helps

5
Chip has helped me save for our house renovations and for xmas. It’s so easy and you don’t even notice the money going out of your account Reviewed on: 6th February 2020

Incredible!

5
Before using chip, I would have told you that I have no extra cash to save, 12 months on after saving with chip, I have saved £5000 without noticing! Just incredible! Reviewed on: 6th February 2020

So easy to save!

5
The app and concept is extremely simple! Being rewarded for referrals is also a huge incentive. The app is easy to use and I like how the levels of saving can be changed so easily. Reviewed on: 6th February 2020

Fantastic for easy savings!

5
Have saved massive amounts in this last year without having to think about it. The app has never put me in a position where I am short of money and is a great little helper for the much needed savings!! Reviewed on: 6th February 2020

Quick, easy and user friendly

5
Excellent customer service, definitely recommend to my friends Reviewed on: 6th February 2020

Best savings app

5
Love chip so user friendly both save and withdraw with ease Reviewed on: 6th February 2020

Fantastic app

5
I have completed two goals with Chip and I am well on my way to complete a third. Straightforward to use and any queries are quickly responded. Couldn't recommend it enough. Reviewed on: 6th February 2020

Pain-free

5
Chip makes saving pain-free! I don’t even notice it going! Reviewed on: 6th February 2020

Easy way to save.

5
Saving made easy. The regular savings taken out of my account automatically means I am saving without thinking about it. Instant access and control over volume of savings on the easy to use app. Always notified that a saving is being made and love looking at the amount I have amassed since joining . Just need a higher interest rate but that's what all savers want. Highly recomend. Reviewed on: 6th February 2020

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