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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Brilliant app

5
Got recommended by a friend, takes small amounts of money so I don’t notice and builds up nicely. Reviewed on: 6th February 2020

Easy saving

5
So quick and simple. I now have over a grand to go on holiday! Reviewed on: 6th February 2020

Happy customer

5
It’s been very good, easy to use, encourages me to save and keep an eye on my savings. Reviewed on: 6th February 2020

From acorns oak trees grow

4
Small amounts squirreled away grow and grow. So summer comes and you have leafy returns to enjoy. Reviewed on: 6th February 2020

Revolutionary saving app

5
This is a clever little application that connects to your everyday debit card and use calculations on your weekly unspent money to 'chip' away into a saving account within the app, all done automatically! You can access this all the time, withdrawing when you need to. You can also manually add to the account. Reviewed on: 6th February 2020

Amazing app

5
Easy to use and the saving algorithm is great! Reviewed on: 6th February 2020

Save without thinking

5
Great app. Helped to save quite a bit! Reviewed on: 6th February 2020

User friendly with excellent customer service

5
Chip have been excellent since I joined. Reviewed on: 6th February 2020

Top savings account with intuitive ideas.

5
Saving couldn't be easier. I just don't notice the money going out but it looks great when I check into Chip and see my savings growing. Reviewed on: 6th February 2020

Perfect for lazy saving

5
It's ideal for those who think they can't afford to save as chip works out what you can afford and puts it away without you noticing. You have savings before you know it. Only downside is that it doesn't pay interest, but it's easy to move the savings out to another account that does when you're ready. Reviewed on: 6th February 2020

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