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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

This app is amazing!!!

The app is so easy to use. Once you've set it up, it automatically works out and take the money and keeps it safe. It means I'm saving without saving which is brilliant. Reviewed on: 6th February 2020

Savings without having to save!

Chip is great, it automatically squirrels away money for me throughout the month which I can live without, and the savings build up silently in the background. The algorithm picks amounts you won't miss so I'm never short of anything, and it's great to check in and see how much it's saved every few weeks! Reviewed on: 6th February 2020

Easy way to save!

I have been amazed at how much I have saved without even missing the money. I now have enough money for a cruise!!! Reviewed on: 6th February 2020

Top savings app

I've never been able to save until chip. I have managed to save THOUSANDS without noticing it! Amazing! 10/10 would recommend! Reviewed on: 6th February 2020

Easiest way to save... Period.

Effortless automatic saving... As simple as that. Reviewed on: 6th February 2020

Very easy way to save.

Amazing app, saves little and often. It's surprising how much you can save. Always comes in handy when you fancy buying yourself a little treat! Reviewed on: 6th February 2020

Takes the effort out of saving!

It's refreshing to have an app they just works, without even having to use it! I know that each week chip's AI will initiate automated micro-saves from my bank account, based on what I can afford. Their customer service is also great; friendly, efficient and concise. Reviewed on: 6th February 2020

well done to Chip

Extremely useful app watching your pennies grow daily Reviewed on: 6th February 2020

Outstandingly simple

....yet drives saving opportunities together with enhancing the users understanding of their own cash flow. Reviewed on: 6th February 2020

Smart way to save

It's a product that has a near universal appeal across all socio-economic groups & encourages a smarter way of saving. Having always struggled to save the AI in this product has allowed me to build savings effortlessly. Reviewed on: 6th February 2020

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