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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Incredible app

5
Saved so much without even thinking Reviewed on: 13th January 2020

Amazing

5
I live it! It’s superb! Super helpful & a great way to subtly save! Reviewed on: 13th January 2020

Faultless way to save

5
A truly wonderful app that allows you to save without any hassle. Good returns on money with a top interface that makes it head and shoulders above the competition. Reviewed on: 13th January 2020

Easy and effortless

5
It’s like the secret bank account that you forget you have. I used to transfer a large set amount every month to my savings, but then transfer it back if I then ran out. Because chip does small amounts and frequent intervals, you barely notice it going out and before long you have a substantial amount you can use towards something specific. Reviewed on: 13th January 2020

Amazing

5
Not only does it save money automatically, whenever I do check it and see how much is there, I get motivated to save even more! Reviewed on: 13th January 2020

Best saving app

5
Managed to save without noticing Reviewed on: 13th January 2020

Intuitive saving

5
I found that by choosing a goal , I was able to achieve that goal with having to remember to transfer money manually. Then when it came to withdrawing funds, it was just as easy Reviewed on: 13th January 2020

Brilliant

5
Thanks to chip I’ve been able to save nearly 10 thousand pound, this is something I never thought I’d be able to do. I’m now starting to get closer to me dream of owning my first home Reviewed on: 13th January 2020

Fantastic app!

5
Great app that helps you save what you can afford with minimal effort Reviewed on: 13th January 2020

Makes saving painless.

5
Quickly built up a rainy day fund in the background, which I was able to access immediately when I needed it. Reviewed on: 13th January 2020

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